Net Premiums

  • Hans U. Gerber


An insurance policy specifies on the one hand the benefits payable by the insurer (benefits may consist of one payment or a series of payments, see Chapters 3 and 4), and on the other hand the premium(s) payable by the insured. Three forms of premium payment can be distinguished:
  1. 1.

    One single premium,

  2. 2.

    Periodic premiums of a constant amount (level premiums),

  3. 3.

    Periodic premiums of varying amounts.



Interest Rate Life Insurance Insurance Policy Premium Payment Stochastic Interest Rate 
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Copyright information

© Springer-Verlag Berlin Heidelberg 1995

Authors and Affiliations

  • Hans U. Gerber
    • 1
  1. 1.Ecole des H. E. C.Université de LausanneLausanneSwitzerland

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