A Data Mining Approach to Credit Risk Evaluation and Behaviour Scoring

  • Sara C. Madeira
  • Arlindo L. Oliveira
  • Catarina S. Conceição
Conference paper
Part of the Lecture Notes in Computer Science book series (LNCS, volume 2902)


Behaviour scoring is used in several companies to score the customers according to credit risk by analyzing historical data about their past behaviour. In this paper we describe a data mining approach to credit risk evaluation in a Portuguese telecommunication company.


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Copyright information

© Springer-Verlag Berlin Heidelberg 2003

Authors and Affiliations

  • Sara C. Madeira
    • 1
    • 2
  • Arlindo L. Oliveira
    • 1
    • 3
  • Catarina S. Conceição
    • 3
  1. 1.Inesc-ID/ISTLisbonPortugal
  2. 2.Universidade da Beira InteriorCovilhãPortugal
  3. 3.Link Consulting SALisbonPortugal

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