Why Insurance Regulation Is Crucial for Long-Term Investment and Economic Growth

  • Dario Focarelli


This chapter focuses on the role of insurers as providers of funds for long-term investment in the real economy, with an examination of the European market. The thesis is that financial regulation, and prudential insurance regulation in particular, crucially affects insurers’ investment behaviour and therefore their contribution to financial stability and economic growth, which for many reasons will be increasing in the near future. Accordingly, careful assessment of the effects of Solvency II on the insurance industry is required, bearing in mind the regulatory reviews planned for 2018 and 2020.

Classification JEL: G22, G32, L10 Keywords

Insurance Insurance companies Regulation 


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Copyright information

© The Author(s) 2017

Authors and Affiliations

  • Dario Focarelli
    • 1
  1. 1.“La Sapienza” University of RomeRomeItaly

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