Consumers’ Attitudes Towards Social Media Banking

  • Dola Majekodunmi
  • Lisa Harris
Conference paper
Part of the Lecture Notes in Computer Science book series (LNCS, volume 9844)


“Social media banking” refers to the use of social media as a form of delivery channel for banking services. This research examines the attitudes and preferences for social media banking among users with emphasis on University of Southampton students. The purpose of the study was to examine the use of social media banking by students using the framework of Rogers Diffusion of Innovation theory and to gain an understanding of the factors which influence the adoption and usage of social media banking. A survey method was used to collect data from a sample of students at the University of Southampton. Data was analysed using an appropriate software which assessed factors that influence the attitude of students to social media banking. These factors were relative advantage, compatibility, complexity, trialability and observability. Descriptive, correlation and multiple regression analysis were used to analyse data. The findings show that three attributes of the diffusion of innovation namely relative advantage, compatibility and trialability were statistically significant in the attitude towards social media banking.


Innovation Diffusion Social media banking Attitudes Innovation adoption Innovation attributes 


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Copyright information

© IFIP International Federation for Information Processing 2016

Authors and Affiliations

  1. 1.Web Science Doctoral Training CentreUniversity of SouthamptonSouthamptonUK
  2. 2.Web Science InstituteUniversity of SouthamptonSouthamptonUK

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