Need For Regulation in the German FinTech Market

  • Gregor Dorfleitner
  • Lars Hornuf


This chapter analyzes the potential need for regulation in the German FinTech market. To this end, theoretical considerations and insights from expert interviews are discussed. Both our theoretical findings and the expert interviews suggest that further regulation of many details around FinTechs is necessary and that this particularly applies to aspects of data protection and data sovereignty, as well as to the need for legislation and supervisory authorities to keep pace with technological developments.


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Copyright information

© Springer Nature Switzerland AG 2019

Authors and Affiliations

  • Gregor Dorfleitner
    • 1
  • Lars Hornuf
    • 2
  1. 1.Center of FinanceUniversity of RegensburgRegensburgGermany
  2. 2.Faculty of Business Studies and EconomicsUniversity of BremenBremenGermany

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