• Gregor Dorfleitner
  • Lars Hornuf


The chapter outlines the research questions and scope of the book. This book pursues three main objectives. First, we analyze the general perspectives of new digital players in the financial industry, the so-called FinTechs, in Germany. Second, we focus on the handling and use of user data by FinTechs. In this context, we analyze the privacy statements of 505 FinTechs active in Germany. Third, we examine additional questions related to the data processing of FinTechs, such as their business models, cooperation with banks, and regulatory issues. This chapter also provides a brief overview of the methods we apply throughout the book.


  1. Dorfleitner, G., Hornuf, L., Schmitt, M., & Weber, M. (2017). FinTech in Germany. Cham: Springer International.CrossRefGoogle Scholar
  2. Dorfleitner, G., Hornuf, L., Schmitt, M., & Weber, M. (2019). Marktüberblick. In F. Möslein & S. Omlor (Eds.), FinTech-Handbuch. Digitalisierung, Recht, Finanzen (pp. 21–38). Munich: C.H.Beck.Google Scholar

Copyright information

© Springer Nature Switzerland AG 2019

Authors and Affiliations

  • Gregor Dorfleitner
    • 1
  • Lars Hornuf
    • 2
  1. 1.Center of FinanceUniversity of RegensburgRegensburgGermany
  2. 2.Faculty of Business Studies and EconomicsUniversity of BremenBremenGermany

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