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Transparency in the Insurance Contract Law of Turkey

  • Ecehan Yesilova ArasEmail author
Chapter
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Part of the AIDA Europe Research Series on Insurance Law and Regulation book series (ERSILR, volume 2)

Abstract

The provisions of the Turkish Commercial Code (TCC) related to insurance law (Articles 1401–1520) are placed in the Sixth Book. The title of the Sixth Book is the “Insurance Law”, which goes far beyond the (Turkish) legislator’s will because a review of the provisions under this title shows that only “insurance contract law” is regulated here. These provisions, almost seventy percent of which were drafted in mandatory form, do not grade the risk. Thus, the person who is in front of the insurer on the contract table, whoever he is, becomes the “consumer of insurance”, and gains the protection of mandatory provisions of the Sixth Book of Turkish Commercial Code (TCC). That is, a “merchant” title of the person getting insurance protection will not prevent to take the protection of the mandatory provisions. In other words, these provisions provide the same degree of protection to an industrial company and a housewife under an insurance contract.

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Copyright information

© Springer Nature Switzerland AG 2019

Authors and Affiliations

  1. 1.Izmir Democracy UniversityIzmirTurkey

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