Claims Procedure in Family Takaful
Generally, the participant in this sort of policy should nominate one or more person as a nominee. Under the Takaful scheme, the nominee shall be a mere trustee or executor (/executrix) or manager who will receive the benefits from the policy and distribute these among the legal heirs according to principle of Faraid. In other words, the benefit of Family Takaful shall be treated as estate. However, for non-Muslims, the benefits shall be distributed according to the Malaysia Distribution Act 1958, and the nominees shall not be the absolute beneficiaries. The distribution of benefits of Family Takaful depends upon certain circumstances.