Fintech and the Future of the Financial Ecosystem

  • Henri Arslanian
  • Fabrice Fischer


The world is changing fast for executives at incumbent financial institutions. Fintech startups that were once dismissed as irrelevant now play an important role in shaping the pace and direction of innovation, forcing incumbents’ labs and corporate venture funds to compete for the opportunity to partner with them. At the same time, the threat that the largest technology companies in the Western world will decide to compete for a piece of the financial services pie feels ever more inevitable. Whereas a few short years ago, the world’s largest financial institutions might have seemed unassailable, today it is clear to most that their existing business models will need to be transformed to remain economically viable.

Copyright information

© The Author(s) 2019

Authors and Affiliations

  • Henri Arslanian
    • 1
  • Fabrice Fischer
    • 2
  1. 1.University of Hong KongHong KongHong Kong
  2. 2.Blu ltdHong KongHong Kong

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