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On the Application of SDC Stream Methods to Card Payments Analytics

  • Miguel Nuñez-del-Prado
  • Jordi Nin
Conference paper
Part of the Lecture Notes in Computer Science book series (LNCS, volume 11144)

Abstract

Banks and financial services have to constantly innovate their online payment services to avoid large digital companies take the control of online card transactions, relegating traditional banks to simple payments carriers. Apart from creating new payment methods (e.g. contact-less cards, mobile wallets, etc.), banks offers new services based on historical payments data to endow traditional payments methods with new services and functionalities. In this latter case, it is where privacy preserving techniques play a fundamental role ensuring personal data is managed full-filling all the applicable laws and regulations. In this paper, we introduce some ideas about how SDC stream anonymization methods could be used to mask payments data streams. Besides, we also provide some experimental results over a real card payments database.

Keywords

Statistical Disclosure Control General Data Protection Regulation (GDPR) Payment Service Directive (PSD2) Stream mining 

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Copyright information

© Springer Nature Switzerland AG 2018

Authors and Affiliations

  1. 1.Universidad del PacíficoLimaPeru
  2. 2.BBVA Data & AnalyticsBarcelonaSpain

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