About the authors
CALIN ARCALEAN Department of Economics, Indiana University, USA PETER BACKÉ Head of Unit, Foreign Research Division, Oesterreichische National Bank, Austria PIOTR BEDNARSKI National Bank of Poland, Poland FRÉDERIC BOISSAY European Central Bank, Germany OSCAR CALVO-GONZALEZ Principal Economist, EU Neighbouring Regions Division, European Central Bank, Germany CHRISTOPH DUENWALD Senior Economist, European Department, International Monetary Fund BALÁZS ÉGERT Oesterreichische National Bank, Austria BYSTRIK GALLO Banking Specialist, Monetary Policy Department, National Bank of Slovakia, Slovak Republic NIKOLAY GUEORGUIEV Senior Economist, European Department, International Monetary Fund PAUL HILBERS Advisor, European Department, International Monetary Fund MICHAEL HÖLLERER Austrian Financial Market Authority (FMA), Austria MATS JOSEFSSON Senior Financial Sector Expert, Monetary and Capital Markets Department, International Monetary Fund NIKOLAOS KAMBEROGLOU Head of Statistics and Analysis Division, Statistical Department, Bank of Greece, Greece TOMASZ KOZLUK European Central Bank, Germany MAROJE LANG Head, Monetary Analysis Division, Research Department, Croatian National Bank, Croatia RAOUL LÄTTEMÄE Head, Monetary Policy Unit, Economics Department, EEST 1 Pank (Bank of Estonia), Estonia MAREK LICÁK Banking Specialist, Banking Supervision, Risk Management, National Bank of Slovakia, Slovak Republic STOYAN MANOLOV Director, Off-Site Supervision & Analysis, Bank Supervision Department, Bulgarian National Bank, Bulgaria CARMEN MARTINEZ-CARRASCAL Economist, Monetary and Financial Studies Department, Research Department, Banco de España, Spain DUBRAVKO MIHALJEK Senior Economist, Bank for International Settlements, Switzerland CSABA MÓRÉ Senior Economist, Financial Stability, Magyar Nemzeti Bank, Hungary MÁRTON NAGY Deputy Head, Macroprudential Analysis Division, Financial Stability Department, The Central Bank of Hungary, Hungary JACEK OSINSKI Director of Financial System Department, National Bank of Poland, Republic of Poland CEYLA PAZARBASIOGLU Division Chief, Emerging Markets Surveillance Division, Monetary and Capital Markets Department, International Monetary Fund VESELKA PETKOVA National Bank of Bulgaria, Bulgaria CHRISTIAN POPA Deputy Governor, National Bank of Romania, Romania TOMAS RAMANAUSKAS Macroeconomics and Forecasting Division, Economics Department, Lietuvos Bankas (Bank of Lithuania), Lithuania NUNO RIBEIRO Head of Financial Stability Division, Research Department, Banco De Portugal, Portugal ULDIS RUTKASTE Chief Economist, Monetary Policy Department, Macroeconomic Analysis Division, Bank of Latvia, Latvia ANDREA SCHAECHTER Senior Economist, European Department, International Monetary Fund DARIUSZ STARNOWSKI National Bank of Poland, Poland NIKOLAOS STAVRIANOU Bank Examiner, Supervision of Credit and Related Financial Institutions Department, Bank of Greece, Greece PIOTR SZPUNAR Deputy Director, Macroeconomic Analyses Department, National Bank of Poland, Republic of Poland LINDA VAN GOOR The Netherlands Bank, The Netherlands ADRIAN VAN RIXTEL Principal Economist, Capital Markets and Financial Structure Division, European Central Bank, Germany ADALBERT WINKLER Deputy Head of Division, EU Neighbouring Regions Division, European Central Bank, Germany KARIN ZARTL Member of the Secretariat, Committee of European Banking Supervisors, UK TINA ZUMER Economist, EU Countries Division, European Central Bank, Germany.
