About the authors
BRUCE PORTEOUS is currently Head of Financial Risk with Standard Life Bank in Edinburgh, Scotland. He has a degree in Mathematical Statistics from Edinburgh University, Scotland, and postgraduate degrees, including a PhD, in Mathematical Statistics from Cambridge University, England. He is a Fellow of the Faculty of Actuaries in Scotland and a Fellow of the Actuarial Society of India. His business exposure includes Marketing, Corporate Finance, Corporate Development, International Development and Risk Management experience with Standard Life in the life insurance, retail banking, health insurance and asset management financial services sectors. He has also gained international M & A, corporate restructuring and market entry experience with Tillinghast Towers Perrin in London.
PRADIP TAPADAR is a Research Associate at the Genetics and Insurance Research Centre at Heriot Watt University in Edinburgh, Scotland. He is currently pursuing a PhD in Genetics and Insurance and has a degree, and a postgraduate degree, in Mathematical Statistics from the Indian Statistical Institute, Calcutta, India. He also has a post graduate degree in Actuarial Mathematics from Heriot Watt University. He is a Fellow of the Faculty of Actuaries in Scotland and a Fellow of the Actuarial Society of India. His business exposure includes life insurance Marketing and Corporate Finance experience with HDFC Standard Life Insurance Company, a joint venture life insurance firm formed by Standard Life and HDFC, based in Mumbai, India. He has similar UK experience gained with Standard Life in Edinburgh, Scotland.