A Fragile Balance

Emergency Savings and Liquid Resources for Low-Income Consumers

  • Editors
  • J. Michael Collins

Table of contents

  1. Front Matter
    Pages i-x
  2. Stephanie Moulton, Anya Samek, Cäzilia Loibl
    Pages 55-74
  3. Michal Grinstein-Weiss, Krista Comer, Blair Russell, Clinton Key, Dana Perantie, Dan Ariely
    Pages 87-106
  4. Karan Gill, Dana Mills, Margaret McKenna
    Pages 107-123
  5. Kim Manturuk, Jessica Dorrance, Jayson Halladay
    Pages 125-140
  6. Ed Khashadourian
    Pages 153-174
  7. Karen Heisler, Seth Lutter
    Pages 193-200
  8. Back Matter
    Pages 221-234

About this book


A Fragile Balance examines strategies to promote emergency savings, especially among underserved households. Each chapter is by an expert contributor and proposes an innovative financial product or service designed to bolster emergency savings among low-asset families. This collection also offers readers insights into the role of emergency savings and mechanisms to facilitate savings behaviors, and raises critical questions of the scale, institutional capacity, sustainability, accessibility, and effectiveness of existing programs.


Emergency savings household finance financial well-being financial services financial capability financial fragility Debt Management management Rating strategy

Bibliographic information