The Book of Payments

Historical and Contemporary Views on the Cashless Society

  • Bernardo Batiz-Lazo
  • Leonidas Efthymiou

Table of contents

  1. Front Matter
    Pages i-xxxvi
  2. Bernardo Bátiz-Lazo, Leonidas Efthymiou
    Pages 1-10
  3. Banknotes, Coins, Materiality and Barter

  4. Emergence and Future of Cashless Technologies

    1. Front Matter
      Pages 83-83
    2. Bernardo Bátiz-Lazo, Thomas Haigh, David L. Stearns
      Pages 95-106
    3. Leonidas Efthymiou, Sophia Michael
      Pages 131-140
    4. Juan Felipe Espinosa Cristia, José Ignacio Alarcón Molina
      Pages 141-151
  5. Paying with Plastic

  6. Mobile Payments

    1. Front Matter
      Pages 231-231
    2. M. Rouse, G. Verhoef
      Pages 233-257
    3. Nurdilek Dalziel, Can Ali Avunduk
      Pages 259-268
    4. Lakshmi Kumar
      Pages 297-310
    5. Jennifer Mullan, Laura Bradley, Sharon Loane
      Pages 325-338
  7. Payments Systems and Digital Currencies

    1. Front Matter
      Pages 339-339
    2. Santiago Carbo-Valverde, Francisco Rodríguez Fernández
      Pages 351-358
    3. Anette Broløs
      Pages 367-378
    4. Yasmine Arafa, Cornelia Boldyreff, Miriam Morris
      Pages 379-389
    5. Bernardo Bátiz-Lazo, Leonidas Efthymiou, Sophia Michael
      Pages 391-401
  8. Back Matter
    Pages 403-416

About this book


This book examines the nature of retail financial transaction infrastructures. Contributions assume a long-term outlook in their exploration of the key financial processes and systems that support a global transition to a cashless economy. The volume offers both modern and historic accounts that demonstrate the constantly changing role of payment instruments. It brings together different theoretical approaches to the study, re-examining and forecasting changes in retail payment systems. Chapters explore a global transition to a cashless society and contemplate future alternatives to cash, cheques and plastic, featuring the perspectives of academics from different disciplines in conversation and industry participants from six continents. Readers are invited to discover the innovation in payment systems and how it co-evolves with changes in society and organisations through personal, corporate and governmental processes.


Cashless Financial History Digital Fintech Mobile Money Money Transaction Electronic Purse E-payments Bitcoin

Editors and affiliations

  • Bernardo Batiz-Lazo
    • 1
  • Leonidas Efthymiou
    • 2
  1. 1.Bangor Business SchoolBangorUnited Kingdom
  2. 2.Intercollege LarnacaLarnacaCyprus

Bibliographic information