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  • © 2021

Implementation of Basel Accords in Bangladesh

The Role of Institutions

Palgrave Macmillan
  • Analyzes the External Credit Rating Agencies incentive and sanction issues from institutional economics perspective

  • Discusses the ill-impact of naïve adoption of sub-ordinated debt as regulatory capital and its associated risk on financial system

  • Argues institutional efficiency would be futile in the absence of incentive and sanction mechanisms in the regulation

  • 499 Accesses

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eBook USD 109.00
Price excludes VAT (USA)
  • ISBN: 978-981-16-3472-7
  • Instant PDF download
  • Readable on all devices
  • Own it forever
  • Exclusive offer for individuals only
  • Tax calculation will be finalised during checkout
Softcover Book USD 149.99
Price excludes VAT (USA)
Hardcover Book USD 149.99
Price excludes VAT (USA)

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Table of contents (9 chapters)

  1. Front Matter

    Pages i-xx
  2. Introduction

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 1-12
  3. BIS and the Basel Accord: Looking Back at History

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 13-34
  4. Theoretical Discussion on Banking Business Model and Banking Regulations

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 35-71
  5. Basel Accord Associated Institutions in Bangladesh

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 73-104
  6. Incentive: The Missing Pillar in the ECAIS Institutions

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 105-122
  7. Subordinated Debt: A Skeptical Component of Regulatory Capital

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 123-155
  8. Cases of Bank Distress

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 157-171
  9. The Building Blocks to Design Robust and Effective Capital Regulation

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 173-186
  10. Conclusion

    • A K M Kamrul Hasan, Yasushi Suzuki
    Pages 187-195
  11. Back Matter

    Pages 197-214

About this book

This book analyzes the impact of Basel Accord in Bangladesh. More specifically, it focuses on the credit risk homogenization under standardized approach of Basel Accord where External Credit Rating Agencies (ECAIs) are allowed to rate the exposures, the potential risk of allowing sub-ordinated debt (Sub-debt) as Tier 2 capital, and multiple bank distress cases as a real-world scenarios. 

In doing so, the book explores why the ECAIs rating fail to capture the real credit risk of exposure and to what extent sub-debt is reliable as regulatory capital. With that, the book's scope is categorized into three tracts (i) analyzes the ECAIs incentive and sanction issues from institutional economics perspective (ii) discusses the ill-impact of Naïve adoption of sub-ordinated debt as regulatory capital and its associated risk on financial system, and (iii) providing readers an empirical illustrations of bank distress when an economy tapped into institutional failures in the above-mentioned tracts (i) and (ii).  

A K M Kamrul Hasan has received his Ph.D. from Ritsumeikan Asia Pacific University. His research interests include banking regulation, corporate governance, venture capital, and innovation driven enterprise finance. His works have appeared in several peer-reviewed international journals including Financial Internet Quarterly, International Journal of Economics, Management and Accounting, International Journal of SME Development, and BAUET Journal.

Yasushi Suzuki is a Professor of Finance at the College of International Management, Ritsumeikan Asia Pacific University, Japan. His primary research interest focuses on the institutional political economy and financial development.

 

Keywords

  • Credit Risk in Bangladesh
  • ECAI in Bangladesh
  • Regulatory Capital in Bangladesh
  • Sub-ordinated Debt in Bangladesh
  • Banking Malaise in Bangladesh
  • Robust and Effective Capital Regulation
  • Bank Distress in Bangladesh
  • Role of the Central Bank
  • External Credit Ratings Agencies Incentive
  • Liability in Exposure Rating
  • Basel Accord Associated Institutions in Bangladesh
  • Banking Business Model
  • Banking Regulations in Bangladesh

Authors and Affiliations

  • Ritsumeikan Asia Pacific University, Beppu, Japan

    A K M Kamrul Hasan, Yasushi Suzuki

About the authors

A K M Kamrul Hasan has received his Ph.D. from Ritsumeikan Asia Pacific University. His research interests include banking regulation, corporate governance, venture capital, and innovation driven enterprise finance. His works have appeared in several peer-reviewed international journals including Financial Internet Quarterly, International Journal of Economics, Management and Accounting, International Journal of SME Development, and BAUET Journal.

Yasushi Suzuki is a Professor of Finance at the College of International Management, Ritsumeikan Asia Pacific University, Japan. His primary research interest focuses on the institutional political economy and financial development.




 

Bibliographic Information

  • Book Title: Implementation of Basel Accords in Bangladesh

  • Book Subtitle: The Role of Institutions

  • Authors: A K M Kamrul Hasan, Yasushi Suzuki

  • DOI: https://doi.org/10.1007/978-981-16-3472-7

  • Publisher: Palgrave Macmillan Singapore

  • eBook Packages: Economics and Finance, Economics and Finance (R0)

  • Copyright Information: The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd. 2021

  • Hardcover ISBN: 978-981-16-3471-0

  • Softcover ISBN: 978-981-16-3474-1

  • eBook ISBN: 978-981-16-3472-7

  • Edition Number: 1

  • Number of Pages: XX, 214

  • Number of Illustrations: 2 b/w illustrations

  • Topics: Public Finance, Financial Law, Financial Reporting, Financial Accounting

Buying options

eBook USD 109.00
Price excludes VAT (USA)
  • ISBN: 978-981-16-3472-7
  • Instant PDF download
  • Readable on all devices
  • Own it forever
  • Exclusive offer for individuals only
  • Tax calculation will be finalised during checkout
Softcover Book USD 149.99
Price excludes VAT (USA)
Hardcover Book USD 149.99
Price excludes VAT (USA)