Overview
- Adds data, analysis, and lessons from Canada, the US, and the UK to a growing global conversation on high-cost credit
- Features perspectives from an interdisciplinary team of experts with almost 10 years of collaborative experience
- Provides a comprehensive and holistic analysis of the payday lending business, consumers, and regulators
Access this book
Tax calculation will be finalised at checkout
Other ways to access
About this book
This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland toSouth Africa and Australia.
Similar content being viewed by others
Keywords
Table of contents (8 chapters)
-
Front Matter
-
Back Matter
Editors and Affiliations
About the editors
Jerry Buckland is Professor of International Development Studies, Menno Simons College, Canadian Mennonite University, Canada.
Chris Robinson is Professor of Finance, School of Administrative Studies, York University, Canada.
Brenda Spotton Visano is Professor of Economics and Public Policy, Department of Economics, The School of Public Policy & Administration, York University, Canada.
Chris Robinson is Professor of Finance, School of Administrative Studies, York University, Canada.
Brenda Spotton Visano is Professor of Economics and Public Policy, Department of Economics, The School of Public Policy & Administration, York University, Canada.
Bibliographic Information
Book Title: Payday Lending in Canada in a Global Context
Book Subtitle: A Mature Industry with Chronic Challenges
Editors: Jerry Buckland, Chris Robinson, Brenda Spotton Visano
DOI: https://doi.org/10.1007/978-3-319-71213-0
Publisher: Palgrave Macmillan Cham
eBook Packages: Economics and Finance, Economics and Finance (R0)
Copyright Information: The Editor(s) (if applicable) and The Author(s) 2018
Hardcover ISBN: 978-3-319-71212-3Published: 16 April 2018
Softcover ISBN: 978-3-030-10028-5Published: 21 December 2018
eBook ISBN: 978-3-319-71213-0Published: 29 March 2018
Edition Number: 1
Number of Pages: XXI, 245
Number of Illustrations: 2 b/w illustrations
Topics: Financial Services, Personal Finance/Wealth Management/Pension Planning, Economy-wide Country Studies, Microeconomics