Overview
- Explores the role of small banks in lending activities for SMEs
- Focuses on Poland and Central and East European Countries (CEE) as well as other European countries with a strong presence of cooperative banks
- Presents new evidence on how competitive market structure and bank characteristics affect the stability and efficiency of banking sectors
- Written from the post-crisis perspective
- Features case studies from Poland and Finland
Part of the book series: Palgrave Macmillan Studies in Banking and Financial Institutions (SBFI)
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About this book
This book offers a comparative analysis of how post-crisis restructuring has affected the evolution and prospects of small, locally-oriented banks. The discussion focuses specifically on “small” European countries; that is, countries with diversified banking systems, with a strong presence of cooperative and other forms of local banks. Such countries include highly developed economies like Italy and emerging European economies, such as Poland. The authors stress the unique importance of local banks in generating credit for both households and firms, and hence in contributing to overall economic growth. Chapters cohere around the argument that although smaller banks fared better than their larger counterparts the recent financial crisis, they have been directly and indirectly discriminated against in post-crisis restructuring schemes, and, as such, face many operational and strategic challenges today. The contributors are a distinguished group of researchers with expert knowledge of the competitive positions of and opportunities for locally oriented banks, who combine theoretical and empirical perspectives on these topics.
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Keywords
- Bank efficiency
- Bank stability
- Banking regulation
- Bank business models
- Financial crisis
- Bank competition
- Banking confidence
- Cooperative banks
- Commercial banks
- Savings banks
- Bank restructuring
- Building Societies
- Banking in Finland
- Banking in Poland
- Central and Eastern Europe
- CEE banking market
- banking
Table of contents (10 chapters)
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Front Matter
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Back Matter
Editors and Affiliations
About the editor
Ewa Miklaszewska is Professor in Banking and Finance at Cracow University of Economics and Jagiellonian University of Cracow, Poland. She was a visiting researcher in a number of universities, including New York University Stern School of Business (US) and the University of Wales at Bangor (UK). She has also worked in Polish regulatory institutions, including the Ministry of Finance and the National Bank of Poland. She serves on the management committee of the European Association of University Teachers of Banking and Finance (the Wolpertinger Group), and belongs to the group of founding members of the Center for Relationship Banking and Economics (CERBE) at LUMSA University in Rome, Italy. Her research interests are the strategic and regulatory developments in global banking; issues in corporate governance; and the role of ethics in banking.
Bibliographic Information
Book Title: Institutional Diversity in Banking
Book Subtitle: Small Country, Small Bank Perspectives
Editors: Ewa Miklaszewska
Series Title: Palgrave Macmillan Studies in Banking and Financial Institutions
DOI: https://doi.org/10.1007/978-3-319-42073-8
Publisher: Palgrave Macmillan Cham
eBook Packages: Economics and Finance, Economics and Finance (R0)
Copyright Information: The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2017
Hardcover ISBN: 978-3-319-42072-1Published: 02 January 2017
Softcover ISBN: 978-3-319-82493-2Published: 28 April 2018
eBook ISBN: 978-3-319-42073-8Published: 20 December 2016
Series ISSN: 2523-336X
Series E-ISSN: 2523-3378
Edition Number: 1
Number of Pages: XXIX, 285
Number of Illustrations: 33 b/w illustrations
Topics: Banking, Capital Markets