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Palgrave Macmillan

Commercial Banking in Transition

A Cross-Country Analysis

  • Book
  • © 2024


  • Analyses how fintech, covid-19, and sustainability policy priorities affect commercial banking
  • Offers an in-depth regulatory analysis of commercial banking business models
  • Explores bank competition and banking stability in Europe, the UK, and Asia

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Table of contents (20 chapters)

  1. China and South Korea


About this book

The book investigates commercial banking, covering the European framework, the Anglo-Saxon systems, and the Asian area in a comparative approach in trying to answer the following questions: Which is the commercial banking business model of the future? What do we expect a bank to be and to do in the new economic and social reality? How might banking supervision over commercial banks as well as market competition change? The book showcases how three factors or driving forces influence the future of commercial banking: i) fintech innovations (such as artificial intelligence, cryptocurrencies, blockchain, algorithmic trading, machine learning and electronic payments, to name a few), ii) covid-19 measures, and iii) SDG policy priorities. Geared toward academics, scholars and students of banking and financial services, the book will explore how these three factors have different weight in the different legal contexts.

Chapter 11 is licensed under the terms of the Creative Commons Attribution 4.0 International License.

Editors and Affiliations

  • University of Luxembourg, Luxembourg, Luxembourg

    Marco Bodellini

  • Dipartimento di Studi Aziendali e Giuridici, University of Siena, Siena, Italy

    Gabriella Gimigliano

  • School of Law, University of Warwick, Coventry, UK

    Dalvinder Singh

About the editors

Marco Bodellini is a Senior Research Scientist in sustainable finance at the ADA chair in financial law and inclusive finance at the University of Luxembourg, House for Sustainable Governance and Markets, and a Lecturer in banking and financial law at the University of Bergamo. His main areas of research include bank crisis and resolution, corporate governance of financial institutions, systemic risk and financial stability, shadow banking and investment funds, fintech, and sustainable finance. He is a member of the expert group advising the European Parliament on bank crisis management matters, a member of the Advisory Panel of the International Association of Deposit Insurers (IADI), and a Special Advisor to the Unidroit Secretariat on bank insolvency.

Gabriella Gimigliano is a Lecturer of Law at the University of Siena, where she held the Jean Monnet Chair in EU Money Law. Her main areas of research include law of money and payments, banking law, Islamic finance, and economic regulation.

Dalvinder Singh is a Professor of Law in the School of Law at the University of Warwick, and Adjunct Professor in the Department of Law at the University of Bergamo.  He is the editor of the Journal of Banking Regulation and Financial Regulation International. He is also a member of the Advisory Panel of the International Association of Deposit Insurers (IADI).

Bibliographic Information

  • Book Title: Commercial Banking in Transition

  • Book Subtitle: A Cross-Country Analysis

  • Editors: Marco Bodellini, Gabriella Gimigliano, Dalvinder Singh

  • Series Title: Palgrave Macmillan Studies in Banking and Financial Institutions

  • DOI:

  • Publisher: Palgrave Macmillan Cham

  • eBook Packages: Economics and Finance, Economics and Finance (R0)

  • Copyright Information: The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2024

  • Hardcover ISBN: 978-3-031-45288-8Published: 10 February 2024

  • Softcover ISBN: 978-3-031-45291-8Due: 12 March 2024

  • eBook ISBN: 978-3-031-45289-5Published: 09 February 2024

  • Series ISSN: 2523-336X

  • Series E-ISSN: 2523-3378

  • Edition Number: 1

  • Number of Pages: XXIII, 450

  • Number of Illustrations: 5 b/w illustrations, 2 illustrations in colour

  • Topics: Financial Services, Financial Engineering, Finance, general

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