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  • Book
  • Open Access
  • © 2019

Disrupting Finance

FinTech and Strategy in the 21st Century

  • Explores the use of technologies in the banking and finance industry

  • Includes blockchain, cloud computing, mobile technologies, big data analytics and social media

  • Provides state-of-the art review of current literature

  • Offers new avenues for research in enabling technologies for financial services

Buying options

Hardcover Book USD 31.00
Price excludes VAT (USA)

Table of contents (10 chapters)

  1. Front Matter

    Pages i-xxv
  2. Deciphering Crowdfunding

    • Francesca Di Pietro
    Pages 1-14Open Access
  3. Addressing Information Asymmetries in Online Peer-to-Peer Lending

    • Mark Cummins, Theo Lynn, Ciarán Mac an Bhaird, Pierangelo Rosati
    Pages 15-31Open Access
  4. Machine Learning and AI for Risk Management

    • Saqib Aziz, Michael Dowling
    Pages 33-50Open Access
  5. InsurTech

    • Dominic Cortis, Jeremy Debattista, Johann Debono, Mark Farrell
    Pages 71-84Open Access
  6. Understanding RegTech for Digital Regulatory Compliance

    • Tom Butler, Leona O’Brien
    Pages 85-102Open Access
  7. Payment Service Directive II and Its Implications

    • Alan Brener
    Pages 103-119Open Access
  8. From Transactions to Interactions: Social Considerations for Digital Money

    • Jennifer Ferreira, Mark Perry
    Pages 121-133Open Access
  9. Token-Based Business Models

    • Paolo Tasca
    Pages 135-148Open Access
  10. Blockchain Beyond Cryptocurrencies

    • Pierangelo Rosati, Tilen Čuk
    Pages 149-170Open Access
  11. Back Matter

    Pages 171-175

About this book

This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.

Keywords

  • open access
  • fintech ecosystem
  • crowdfunding
  • entrepreneurship
  • regulation
  • technology innovation
  • digital currencies
  • blockchain
  • artificial intelligence
  • big data
  • social media
  • insurtech
  • machine learning

Editors and Affiliations

  • DCU Business School, Dublin City University, Dublin, Ireland

    Theo Lynn, Pierangelo Rosati, Mark Cummins

  • Graziadio Business School, Pepperdine University, Malibu, USA

    John G. Mooney

About the editors

Theo Lynn is Professor of Digital Business at Dublin City University, Ireland, and is the Principal Investigator (PI) of the Irish Centre for Cloud Computing and Commerce, an Enterprise Ireland/IDA-funded Cloud Computing Technology Centre.

John G. Mooney is Associate Professor of Information Systems and Technology Management and Academic Director of the Executive Doctorate in Business Administration at the Pepperdine Graziadio Business School, USA.

Pierangelo Rosati is Assistant Professor in Business Analytics at DCU Business School, Ireland. He previously worked as Post-Doctoral Researcher at the Irish Centre for Cloud Computing and Commerce (IC4).

Mark Cummins is Professor of Finance at DCU Business School, Ireland. He holds a PhD in Quantitative Finance with specialism in the application of integral transforms and the fast Fourier transform (FFT) for derivatives valuation and risk management.

Bibliographic Information

Buying options

Hardcover Book USD 31.00
Price excludes VAT (USA)