Economic Analysis of Information System Investment in Banking Industry

  • Yasuharu Ukai

Table of contents

  1. Front Matter
    Pages I-XIX
  2. Past and Present of Information System Investment in the Banking Industry

    1. Front Matter
      Pages 1-1
    2. H. Nagaoka, Y. Ukai, T. Takemura
      Pages 3-28
    3. H. Nagaoka, Y. Ukai, T. Takemura
      Pages 29-52
  3. Review of Information System Analyses

    1. Front Matter
      Pages 53-53
    2. S. Watanabe, Y. Ukai, T. Takemura
      Pages 71-87
  4. Positive Analyses of Information System Investment in the Banking Industry

    1. Front Matter
      Pages 89-89
    2. Y. Ukai, H. Nagaoka
      Pages 91-105
    3. T. Takemura, Y. Ukai, H. Nagaoka
      Pages 107-125
    4. Y. Ukai, T. Takemura
      Pages 127-148
    5. S. Watanabe, Y. Ukai, T. Takemura
      Pages 149-163
    6. T. Takemura, S. Watanabe, Y. Ukai
      Pages 165-185
    7. Y. Ukai
      Pages 187-190
  5. Appendix

    1. Front Matter
      Pages 191-191
    2. T. Takemura
      Pages 217-219
  6. Back Matter
    Pages 221-235

About this book


This is an academic book that explains in reahty, examines theoretically, and analyzes statistically information system investment in the banking industry with regard to the process of the information technology revolution. This kind of comprehensive research on the banking industry is the first in the world. It could be seen as an application study for Japanese financial deregulation after 1997. However, our project, the Workshop of Information System Investment, is a theoretical research venture, consisting originally, when it began in 1994, of economists and computer scientists. It aimed to measure the effect of com­ puter hardware and software on the modern economy, based on the microdata of each firm, and to extend the frontiers of economic science. It was, coin- dentally, the time when this project began full-scale operation, in July 1997, that the voluntary closure of Yamaichi Securities was decided. The failure of the Hokkaido Takushoku Bank was disclosed in November of the same year, and the breakdown, temporary nationalization, buying out, and mergers of several banks succeeded one another. Our research therefore suddenly got into the social spotlight on the application stage. Part I is the first history and strategic guidelines of information systems in the banking industry. Part II summarizes the economic analyses of informa­ tion system investment in the United States, Europe, and Japan. These parts are foundations for the statistical analyses in Part III.


Banking Industry Information System Investment Information Technology (IT) Micro Data Analysis Panel Data Analysis Solow Paradox Standards banking calculus data analysis information system investment service-oriented computing

Editors and affiliations

  • Yasuharu Ukai
    • 1
  1. 1.Research Center of Socionetwork StrategiesKansai UniversitySuita, OsakaJapan

Bibliographic information