Advertisement

Social Functions and Economic Aspects of Health Insurance

  • William A. Rushing
Book

Table of contents

  1. Front Matter
    Pages i-ix
  2. William A. Rushing
    Pages 1-15
  3. William A. Rushing
    Pages 77-99
  4. William A. Rushing
    Pages 101-116
  5. Back Matter
    Pages 223-226

About this book

Introduction

Statistics published by the U. S. Department of Commerce (1980) indicate that in 1977 we spent 8. 1% of our gross national product (GNP) on life, health, property-casualty, and other forms of insurance. An additional 5. 7% was used to pay the Social Security tax, which is another form of insurance premium, for a total of 14. 8% of the GNP. \ Although insurance had its historical origin in marine insurance, it has now developed into one of the major industries of the American economy and extends into many areas of economic activity. One area where growth has been particularly strong is the medical sector. Health insurance is a major institution in all industrialized countries. It became a government responsibility in 1883 when Bismarck intro­ duced a compulsory program of health insurance for industrial workers in Germany. Programs for workers in various industrial and income categories soon followed in other European countries-Austria (1888), Hungary (1891), Norway (1909), Servia (1910), Great Britain (1911), and Russia and Romania (1912) (Rubinow, 1913:250). Programs in these countries were extended in subsequent years, and other countries in Europe followed with their own programs. Consequently, today most industrial countries have universal or near-universal health insurance coverage. In the United States the issue of national health insurance has been seriously debated since just prior to World War I, and polling data since the 1930s show that a substantial majority of the public has been supportive of such a program (Erskine, 1975).

Keywords

Germany Hungary Japan Russia USA conflict economy growth health insurance integration interdependence moral hazard productivity social policy

Authors and affiliations

  • William A. Rushing
    • 1
  1. 1.Vanderbilt UniversityNashvilleUSA

Bibliographic information

  • DOI https://doi.org/10.1007/978-94-009-4231-8
  • Copyright Information Springer Science+Business Media B.V. 1986
  • Publisher Name Springer, Dordrecht
  • eBook Packages Springer Book Archive
  • Print ISBN 978-94-010-8378-2
  • Online ISBN 978-94-009-4231-8
  • Series Print ISSN 0924-5014
  • Buy this book on publisher's site