Deregulation and Efficiency of Indian Banks

  • Sunil Kumar
  • Rachita Gulati
Part of the India Studies in Business and Economics book series (ISBE)

Table of contents

  1. Front Matter
    Pages i-xxi
  2. Sunil Kumar, Rachita Gulati
    Pages 1-10
  3. Sunil Kumar, Rachita Gulati
    Pages 49-117
  4. Sunil Kumar, Rachita Gulati
    Pages 119-165
  5. Back Matter
    Pages 273-323

About this book

Introduction

The goal of this book is to assess the efficacy of India’s financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.

Keywords

Banking Reforms Cost Efficiency Deregulation Indian Banking System Total Factor Productivity

Authors and affiliations

  • Sunil Kumar
    • 1
  • Rachita Gulati
    • 2
  1. 1.Faculty of EconomicsSouth Asian UniversityNew DelhiIndia
  2. 2.Department of Humanities and Social SciencesIndian Institute of Technology RoorkeeRoorkeeIndia

Bibliographic information

  • DOI https://doi.org/10.1007/978-81-322-1545-5
  • Copyright Information Springer India 2014
  • Publisher Name Springer, New Delhi
  • eBook Packages Business and Economics
  • Print ISBN 978-81-322-1544-8
  • Online ISBN 978-81-322-1545-5
  • Series Print ISSN 2198-0012
  • Series Online ISSN 2198-0020
  • About this book