Table of contents

  1. Front Matter
    Pages i-x
  2. Niklas Arvidsson
    Pages 1-7 Open Access
  3. Niklas Arvidsson
    Pages 9-22 Open Access
  4. Niklas Arvidsson
    Pages 23-25 Open Access
  5. Niklas Arvidsson
    Pages 41-43 Open Access
  6. Niklas Arvidsson
    Pages 45-53 Open Access
  7. Niklas Arvidsson
    Pages 55-73 Open Access
  8. Niklas Arvidsson
    Pages 75-84 Open Access
  9. Niklas Arvidsson
    Pages 85-91 Open Access
  10. Niklas Arvidsson
    Pages 93-96 Open Access

About this book


This open access book tells the story of how Sweden is becoming a virtually cashless society. Its goal is to improve readers’ understanding of what is driving this transition, and of the factors that are fostering and hampering it. In doing so, the book covers the role of central banks, political factors, needs for innovation, and the stakeholders involved in developing a cashless ecosystem. Adopting a historical standpoint, and drawing on a unique dataset, it presents an academic perspective on Sweden’s leading role in this global trend.

The global interest in the future of cash payments makes the Swedish case particularly interesting. As a country that is close to becoming a cashless economy, it offers a role model for many other countries to learn from - whether they want to stimulate or reduce the use of cash. This highly topical book will be of interest to politicians, researchers, businesses, financial service providers and payment service providers, as well as fintech start-ups, regulators and other authorities.  


Open Access Cashless transactions Paradigms of money Financial innovation and mobile payments Cashless payments and the economy Swedish model of cashless payments Online financial transactions Cashless payment apps

Authors and affiliations

  • Niklas Arvidsson
    • 1
  1. 1.Royal Institute of TechnologyStockholmSweden

Bibliographic information