© 2013

Healthcare, Insurance, and You

The Savvy Consumer’s Guide

  • Authors

Table of contents

  1. Front Matter
    Pages i-xv
  2. Lisa Zamosky
    Pages 1-15
  3. Lisa Zamosky
    Pages 17-35
  4. Lisa Zamosky
    Pages 37-50
  5. Lisa Zamosky
    Pages 51-74
  6. Lisa Zamosky
    Pages 75-88
  7. Lisa Zamosky
    Pages 89-100
  8. Lisa Zamosky
    Pages 101-116
  9. Lisa Zamosky
    Pages 117-134
  10. Lisa Zamosky
    Pages 135-149
  11. Back Matter
    Pages 165-169

About this book


Healthcare is changing and you need to know how—and what to do about it.

Getting good medical care shouldn’t be so confusing—or so costly. Healthcare, Insurance, and You simplifies the many confusing details about our healthcare system so you can make informed decisions. Result? Better health at lower cost. 

With the advent of healthcare reform, things are changing—especially when it comes to insurance. Most people will now have to buy insurance. Do you know where to get a policy or what to look for in one? Did you know more people will now qualify for free or subsidized healthcare? Even if you get insurance through work, you'll face new choices that you'd better understand to maintain your peace of mind. As this book shows, the failure to understand how insurance and the healthcare system work can have a major impact on your physical and financial health.

Healthcare, Insurance, and You is an easy-to-use guide that explains the main challenges you face when trying to get excellent healthcare: choosing the best insurance policy for your situation, finding the right doctor or hospital, buying prescription drugs the least expensive way, picking out the right Medicare plan, or fighting for your rights when dealing with insurers or medical providers. Healthcare, Insurance, and You includes tips, resources, and strategies for navigating the healthcare system and avoiding common mistakes so you can get the best healthcare for you, your family, or your  organization without breaking the bank. This book shows you:

  • How to choose a health plan that best meets your medical and financial needs, including new options under the Affordable Care Act
  • Ways to cut through red tape and fight billing errors and claim denials
  • What businesses need to know about offering—or not offering—insurance to employees 
  • How to plan ahead for a disability or for end-of-life care  
Healthcare costs rank high on the list of money concerns Americans have. And when it comes to getting great healthcare for you and your family and avoiding crippling medical bills, knowledge is power. Healthcare, Insurance, and You is a practical guide that explains the complicated healthcare system in plain language—and puts the power of good health back in your hands.

About the authors

Lisa Zamosky is a healthcare journalist who has been writing about health insurance and how to access and pay for healthcare for more than 10 years. She is a consumer health care columnist for the Los Angeles Times, where her Healthcare Watchcolumn appears in the Sunday business section. She writes WebMD's expert Health Reform 101 blog and is a correspondent for California Healthline and iHealthBeat, both news services of the California Healthcare Foundation. Her work has also been published in Reuters, MSNBC,, the Chicago Tribune and Baltimore Sun, among other publications. Zamosky previously spent a decade working in the healthcare industry developing benefit plans for Fortune 500 companies and state governments. For a number of years she directed provider network operations for several states throughout the Northeast for one of the country's largest insurance companies.

Bibliographic information