Journal of Productivity Analysis

, Volume 18, Issue 1, pp 59–77 | Cite as

An Efficiency Comparison of European Banking Systems Operating under Different Environmental Conditions

  • Ana Lozano-Vivas
  • Jesús T. Pastor
  • José M. Pastor


The paper investigates the operating efficiency differences of a sample of commercial banks across 10 European countries. First, the paper analyzes the technical efficiency of each country sample following the “basic” Data Envelopment Analysis (DEA) model incorporating only banking variables. Then, a “complete” DEA model is introduced, incorporating environmental factors together with the banking variables of the basic model. The comparison between the two models shows that country-specific environmental conditions exercise a strong influence over the behavior of each country's banking industry.

efficiency DEA environmental conditions European banking 


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Copyright information

© Kluwer Academic Publishers 2002

Authors and Affiliations

  • Ana Lozano-Vivas
    • 1
  • Jesús T. Pastor
    • 2
  • José M. Pastor
    • 3
  1. 1.Departamento de Teoría Económica, Facultad CC.EE.Universidad de MálagaMálagaSpain
  2. 2.Departamento de Estadística y Matemática AplicadaUniversidad Miguel HernándezElcheSpain
  3. 3.Departament d'Anàlisi EconòmicaFacultad d'Economia. Campus dels Tarongers, Avda. delsValenciaEspaña

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