This study examined the association between romantic partner’s financial integration and financial conflict. Using the data from 2016 to 2017 wave of German Panel Analysis of Family Dynamics and Intimate Relationships (Pairfam), this study found that partners who were less financially integrated reported more financial conflicts. This study further explored how non-traditional aspects of couple relationship moderate the association between couple’s financial integration and financial conflicts. Dual-earner partnership and reciprocity orientation moderated the association between having a separate bank account and the frequency of financial conflicts. However, younger birth cohort and cohabitation failed to moderate this association. These findings provide insights to researchers and practitioners that the meaning of pooling resources can be different across partners when they show non-traditional aspects toward relationships.
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Conflict of interest
The authors declare that they have no conflict of interest.
Research Involving Human and Animal Rights
Statement of human rights and welfare of animals: This article does not contain any studies with human participants or animals performed by any of the authors.
Furthermore, this data was de-identified and informed consent was previously collected by the developers (Huinik et al. 2011). This data is publically available and can be used at request of the developers at https://www.pairfam.de/en/data/data-access/.
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This is one of several papers published together in Journal of Family and Economic Issues on the “Special Issue on Couples, Families, and Finances”.
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Lim, H., Morgan, P. Financial Integration and Financial Conflict: Does Less Financial Integration Relate to Increased Financial Conflict Between Romantic Partners?. J Fam Econ Iss 42, 273–281 (2021). https://doi.org/10.1007/s10834-020-09703-x
- Dual earner
- Financial conflict
- Financial integration
- Individualized marriage
- Money arguments