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Temptation, Monetary Intelligence (Love of Money), and Environmental Context on Unethical Intentions and Cheating

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Abstract

In Study 1, we test a theoretical model involving temptation, monetary intelligence (MI), a mediator, and unethical intentions and investigate the direct and indirect paths simultaneously based on multiple-wave panel data collected in open classrooms from 492 American and 256 Chinese students. For the whole sample, temptation is related to low unethical intentions indirectly. Multi-group analyses reveal that temptation predicts unethical intentions both indirectly and directly for male American students only; but not for female American students. For Chinese students, both paths are non-significant. Love of money contributes significantly to MI for all students. In Study 2, using money as a temptation and giving them opportunities to cheat on a matrix task, most Chinese students (78.4 %) do not cheat in open classrooms; supporting survey and structural equation modeling (SEM) results in Study 1. However, students in private cubicles cheat significantly more (53.4 %) than those in open classrooms (21.6 %). Finally, students’ love of money attitude predicts cheating. Factor rich predicts the cheating amount, whereas factor motivator predicts the cheating percentage. Our results shed new light on the impact of temptation and love of money as dispositional traits, money as a temptation, and environmental context (public vs. private) on unethical intentions and cheating behaviors.

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Notes

  1. Matthew 26:41.

  2. Now the serpent was the most cunning of all the animals that the Lord God had made. The serpent asked the woman, “Did God really tell you not to eat from any of the trees in the garden?” The woman answered the serpent: “We may eat of the fruit of the trees in the garden; it is only about the fruit of the tree in the middle of the garden that God said, ‘You shall not eat it or even touch it, lest you die.’” But the serpent said to the woman: “You certainly will not die!” (Genesis 3:1–4).

  3. To anyone who has, more will be given, and he will grow rich; from anyone who has not, even what he has will be taken away (Matthew 13:12).

  4. This university is ranked as the third best university in China in some rankings (equivalent to the MIT in the US).

  5. In the process of performing miracles, Jesus said, “Take away the stone” (John 11:39). To heal a deaf man, “He took him off by himself away from the crowd” (Mark 7:33).

  6. “The Lord is my light” (Psalm 27:1). See also John 8:12.

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Acknowledgments

We would like to thank the National Natural Science Foundation of China for Grants awarded to the first author (Grant 70901051) and to the third author (Grant 71132003). The opinions expressed are those of the authors and do not represent views of the National Natural Science Foundation of China. We also like to thank Maurice E. Schweitzer, Nicole E. Ruedy, and Toto Sutarso for their suggestions and Minyan Huang and Zichang Cao for their assistance in data collection.

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Correspondence to Thomas Li-Ping Tang.

Appendix

Appendix

Temptation

Factor 1: Impulsive/Spontaneous Behavior

  1. 1.

    Temptations provoke us to think and act irrationally.

  2. 2.

    Temptations motivate us to behave spontaneously and impulsively.

  3. 3.

    Temptations persuade us to follow our feelings and hearts at the moment and take action right away.

Factor 2: Cognitive Impairment

  1. 4.

    Temptations corrupt us and cause us to make inappropriate decisions.

  2. 5.

    Temptations control our thoughts and behaviors and prevent us from concentrating on anything else.

  3. 6.

    Temptations make us feel weak physically, psychologically, and spiritually.

Factor 3: Lack of Self-Control

  1. 7.

    Temptations prevent us from thinking clearly about goals, ideals, and plans.

  2. 8.

    Temptations weaken the control of our emotions, desires, urges, or itch.

  3. 9.

    Temptations cause us to lose track of our own behaviors.

Factor 4: Social Moral Values

  1. 10.

    Temptations persuade our role models (stars/CEOs) with status and power to “cave in” to them.

  2. 11.

    Temptations are easier to accept when our friends and peers are doing them.

  3. 12.

    Temptations presented positively (the Ten Commandments, honor code) reduce cheating and lying.

Factor 5: Getting Rich

  1. 13.

    Temptations are more prominent to those who want to get rich.

  2. 14.

    Temptations are more salient (important) to those who have a high love-of-money orientation.

  3. 15.

    Temptations are more powerful to those who want to take risks.

Consequences of Temptation—A (Reflective vs. Formative)

  1. 16.

    Temptations provoke us to become selfish and ignore others’ needs, rights, and concerns.

  2. 17.

    Temptations stimulate us to get carried away and overlook (ignore) all other important matters.

Consequences of Temptation—B (SEM Model)

  1. 18.

    Temptations lead us to foolish and harmful desires that plunge men into ruin and destruction.

  2. 19.

    Temptations corrupt our moral beliefs or ethical standards.

Monetary Intelligence (MI)

Affective Motive of Money

Rich

  1. 1.

    I want to be rich.

  2. 2.

    It would be nice to be rich.

  3. 3.

    Having a lot of money (being rich) is good.

Motivator

  1. 4.

    Money reinforces me to work harder.

  2. 5.

    I am motivated to work hard for money.

  3. 6.

    I am highly motivated by money.

Importance

  1. 7.

    Money is valuable.

  2. 8.

    Money is important.

  3. 9.

    Money is good.

The Behavioral Stewardship of Money

Make Money

  1. 10.

    I find smarter and better ways of making money.

  2. 11.

    I look for new and legal ways to make money.

  3. 12.

    I am proud of my ability to make money.

Budget Money

  1. 13.

    I budget my money very well.

  2. 14.

    I use my money very carefully.

  3. 15.

    I am proud of my ability to save money.

Donate Money to Charity

  1. 16.

    I give generously to charitable organizations.

  2. 17.

    I believe in charitable giving.

  3. 18.

    I give money to the Church (religious organization(s)).

Contribute-The Matthew Effect

  1. 19.

    More money should be paid to people with higher quality of performance.

  2. 20.

    More money should be paid to people with more talent.

  3. 21.

    More money should be paid to people with higher merit (performance).

Cognitive Meaning of Money

Respect

  1. 22.

    Money makes people respect me in the community.

  2. 23.

    Money helps me gain respect.

  3. 24.

    Money allows me to express myself.

Achievement

  1. 25.

    Money represents my achievement.

  2. 26.

    Money is a symbol of my success.

  3. 27.

    Money reflects my accomplishments.

Power

  1. 28.

    Money is power.

  2. 29.

    Money gives one considerable power.

  3. 30.

    Money controls and manipulates your behavior, when you are paid.

Consequences of Monetary Intelligence—(SEM Model)

  1. 31.

    Money motivates people to perform unethically.

  2. 32.

    Money is a major cause of people’s unethical and evil acts.

Unethical Behavior Intentions (PUB)

Theft

  1. 1.

    Borrow $20 from a cash register overnight without asking.

  2. 2.

    Take merchandise and/or cash home.

  3. 3.

    Give merchandise away to personal friends (no charge to the customers).

Corrupt Intent

  1. 4.

    Abuse the company expense accounts and falsify accounting records.

  2. 5.

    Receive gifts, money, and loans (bribery) from others due to one’s position and power.

  3. 6.

    Lay off employees to save the company money and increase one’s personal bonus.

Deception

  1. 7.

    Overcharge customers to increase sales and to earn higher bonus.

  2. 8.

    Give customers “discounts” first and then secretively charge them more money later (bait and switch).

  3. 9.

    Make more money by deliberately not letting clients know about their benefits.

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Chen, J., Tang, T.LP. & Tang, N. Temptation, Monetary Intelligence (Love of Money), and Environmental Context on Unethical Intentions and Cheating. J Bus Ethics 123, 197–219 (2014). https://doi.org/10.1007/s10551-013-1783-2

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