Skip to main content
SpringerLink
Log in

Regional distribution of physicians: the role of comprehensive private health insurance in Germany

  • Original Paper
  • Published:
The European Journal of Health Economics Aims and scope Submit manuscript

Abstract

Objective

In recent years, the co-existence in Germany of two parallel comprehensive insurance systems—statutory health insurance (SHI) and private health insurance (PHI)—has been posited as a possible cause of a persistent unequal regional distribution of physicians. The present study investigates the effect of the proportion of privately insured patients on the density of SHI-licensed physicians, while controlling for regional variations in the average income from SHI patients.

Methods

The proportion of residents in a district with private health insurance is estimated using complete administrative data from the SHI system and the German population census. Missing values are estimated using multiple imputation techniques. All models control for the estimated average income ambulatory physicians generate from treating SHI insured patients and a well-defined set of covariates on the level of districts in Germany in 2010.

Results

Our results show that every percentage change in the proportion of residents with private health insurance is associated with increases of 2.1 and 1.3 % in the density of specialists and GPs respectively. Higher SHI income in rural areas does not compensate for this effect.

Conclusion

From a financial perspective, it is rational for a physician to locate a new practice in a district with a high proportion of privately insured patients. From the perspective of patients in the SHI system, the incentive effects of PHI presumably contribute to a concentration of health care services in wealthy and urban areas. To date, the needs-based planning mechanism has been unable to address this imbalance.

This is a preview of subscription content, log in via an institution to check access.

Access this article

Log in via an institution

Subscribe and save

Springer+ Basic
$34.99 /Month
  • Get 10 units per month
  • Download Article/Chapter or eBook
  • 1 Unit = 1 Article or 1 Chapter
  • Cancel anytime
Subscribe now

Buy Now

Price excludes VAT (USA)
Tax calculation will be finalised during checkout.

Instant access to the full article PDF.

Institutional subscriptions

Fig. 1
Fig. 2
Fig. 3

Similar content being viewed by others

Explore related subjects

Discover the latest articles, news and stories from top researchers in related subjects.

Notes

  1. In addition, the regional ASHIPs may deviate from the federal guidelines if this can be justified by, for example, special social or health care population needs or geographical accessibility. However, to date this exemption clause has not been used extensively.

References

  1. OECD: regional access to health. In: OECD Regions at a Glance 2013. OECD Publishing, 124f. http://dx.doi.org/10.1787/reg_glance-2013-39-en (2013). Accessed 05 Nov 2014

  2. Ozegowski, S., Sundmacher, L.: Is the needs-based planning mechanism effectively needs-based? An analysis of the regional distribution of outpatient care providers. Gesundheitswesen 74(10), 618–626 (2012)

    Article  CAS  PubMed  Google Scholar 

  3. Dussault, G., Franceschini, M.C.: Not enough there, too many here: understanding geographical imbalances in the distribution of the health workforce. Hum. Resour. Health 4, 12 (2006)

    Article  PubMed  PubMed Central  Google Scholar 

  4. Dieleman, M., Kane, S., Zwanikken, P., Gerretsen, B.: Realist review and synthesis of retention studies for health workers in rural and remote areas. Technical Report No 1, World Health Organization, Geneva (2011)

  5. Daniels, Z.M., VanLeit, B.J., Skipper, B.J., Sanders, M.L., Rhyne, R.L.: Factors in recruiting and retaining health professionals for rural practice. J. Rural Health 23(1), 62–71 (2007)

    Article  PubMed  Google Scholar 

  6. Hegney, D., McCarthy, A., Rogers-Clark, C., Gorman, D.: Retaining rural and remote area nurses: the Queensland, Australia experience. J. Nurs. Adm. 32(3), 128–135 (2002)

    Article  PubMed  Google Scholar 

  7. Hancock, C., Steinbach, A., Nesbitt, T.S., Adler, S.R., Auerswald, C.L.: Why doctors choose small towns: a developmental model of rural physician recruitment and retention. Soc. Sci. Med. 69, 1368–1376 (2009)

    Article  PubMed  Google Scholar 

  8. Pathman, D.E., Konrad, T.R., Agnew, C.R.: Studying the retention of rural physicians. J. Rural Health. 10(3), 183–192 (1999)

    Article  Google Scholar 

  9. Han, G.S., Humphreys, J.S.: Integration and retention of international medical graduates in rural communities. J. Sociol. 42(2), 189–207 (2006)

    Article  Google Scholar 

  10. Watson, C.: The relationship between physician practice location and medical school area: an empirical model. Soc. Sci. Med. 14, 61–69 (1980)

    Google Scholar 

  11. Mayo, E., Matthews, M.: Spousal perspectives on factors influencing recruitment and retention of rural family physicians. Can. J. Rural Med. 11(4), 271–276 (2006)

    PubMed  Google Scholar 

  12. Kazanjian, A., Paglicca, N.: Key factors in physicians choice of practice location: findings from a survey of practitioners and their spouses. Health Place 2, 27–34 (1996)

    Article  Google Scholar 

  13. Szafran, O., Crutcher, R.A., Chayrors, R.G.: Location of family medicine graduates practice—what factors influence Albertans choice? Can. Fam. Physicians 42, 2279–2285 (2001)

    Google Scholar 

  14. Pathman, D.E., Konrad, T.R., Dann, R., Koch, G.: Retention of primary care physicians in rural health professional shortage areas. Am. J. Public Health 94(10), 1723–1729 (2004)

    Article  PubMed  PubMed Central  Google Scholar 

  15. Rabinowitz, H.K., Diamond, J.J., Hojat, M., Hazelwood, C.E.: Demographic, educational and economic factors related to recruitment and retentions of physicians in rural Pennsylvania. J. Rural Health 15(2), 212–216 (1999)

    Article  CAS  PubMed  Google Scholar 

  16. Fruen, M.A., Hadley, J., Korper, S.P.: Effects of financial incentives on physicians specialty on location decision. Health Policy Educ. 1, 143–159 (1980)

    Article  CAS  PubMed  Google Scholar 

  17. Scott, A., Witt, J., Humphreys, J., Joyce, C., Kalb, G., Jeon, S.H., McGrail, M.: Getting doctors into the bush: general Practitioners preferences for rural location. Soc. Sci. Med. 96, 33–44 (2013)

    Article  PubMed  Google Scholar 

  18. Barninghausen, T., Bloom, D.: Financial incentives for return of services in underserved areas: a systematic review. BMC Health Serv. Res. 9, 86 (2009)

    Article  Google Scholar 

  19. Kolstad, J.R.: How to make rural jobs more attractive to health workers. Findings from a discrete choice experiment in Tanzania. Health Econ. 20, 196–211 (2011)

    Article  PubMed  Google Scholar 

  20. Ubach, C., Scott, A., French, F., Awramenko, M., Needham, G.: What do hospital consultants value about their jobs? A discrete choice experiment. Br. Med. J. 326, 1432 (2003)

    Article  Google Scholar 

  21. Günther, O.H., Kürstein, B., Riedel-Heller, S.G., König, H.H.: The role of monetary and nonmonetary incentives on the choice of practice establishment: a stated preference study of young physicians in Germany. Health Serv. Res. 45, 212–229 (2010)

    Article  PubMed  PubMed Central  Google Scholar 

  22. Gächter, M., Schwazer, P., Theurl, E., Winner, H.: Physician density in a two-tiered health care system. Health Policy 106, 257–268 (2012)

    Article  PubMed  PubMed Central  Google Scholar 

  23. Meliala, A., Hort, K., Trisnantoro, L.: Adressing the unequal geographic distribution of specialist doctors in Indonesia: the role of the private sector and effectiveness of current regulations. Soc. Sci. Med. 82, 30–34 (2013)

    Article  PubMed  Google Scholar 

  24. Klose, J., Rehbein, I.: Ärzteatlas 2011. Daten zur Versorgungsdichte von Vertragsärzten. AOK Bundesverband, Berlin (2011)

    Google Scholar 

  25. Walendzik, A., Manouguian, M., Greß, S., Wasem, J.: Vergütungsunterschiede im ambulanten ärztlichen Bereich zwischen PK und GKV und Modelle der Vergütungsangleichung. Sozialer Fortschritt. 58, 63–69 (2009)

    Article  Google Scholar 

  26. Destatis: Kostenstruktur bei Arzt- und Zahnarztpraxen sowie Praxen von psychologischen Psychotherapeuten 2011. Series 2 No. 1.6.1. Federal Statistics Office, Wiesbaden (2013)

  27. Regionaldatenbank Deutschland: Beschäftigte des Bundes, der Länder, Gemeinden und Gemeindeverbände. Statistische Ämter des Bundes und der Länder. http://www.regionalstatistik.de (2014). Accessed 26 Oct 2014

  28. Regionaldatenbank Deutschland: Verfügbares Einkommen der privaten Haushalte einschließlich privater Organisationen ohne Erwerbszweck. Statistische Ämter des Bundes und der Länder. http://www.regionalstatistik.de (2014). Accessed 26 Oct 2014

  29. Little, R.J.A., Rubin, D.B.: Statistical analysis with missing data, 2nd edn. Wiley, New York (2002)

    Google Scholar 

  30. Allison, P.D.: Missing data. Sage, Thousand Oaks (2001)

    Google Scholar 

  31. StataCorp 2013 Stata: Release 13. Statistical Software. College Station, TX: StataCorp LP (2013)

  32. Rubin, D.B.: Multiple imputation for nonresponse in surveys. Wiley, New York (1987)

    Book  Google Scholar 

  33. Yett, D.C., Sloan, F.A.: Migration patterns of recent medical graduates. Inquiry 11, 125–142 (1974)

    CAS  PubMed  Google Scholar 

  34. Kluge, J.: Der Traum von gleichwertigen Lebensverhältnissen. ifo Dresden berichtet 19(05), 05–17 (2012)

    Google Scholar 

  35. Wasem, J., Buchner, F., Lux, G., Weegen, L., Walendzik, A.: Ambulante ärztliche Vergütung in einem einheitlichen Versicherungssystem. Kompensation ärztlicher Einkommensverluste? Nomos Verlag (2013)

Download references

Author information

Authors and Affiliations

  1. Department of Health Services Management, Munich School of Management, Ludwig Maximilians University Munich, Schackstrasse 4, 80539, Munich, Germany

    Leonie Sundmacher & Susanne Ozegowski

  2. BMC e.V., Friedrichstrasse 36, 10117, Berlin, Germany

    Susanne Ozegowski

Authors
  1. Leonie Sundmacher
    View author publications

    You can also search for this author in PubMed Google Scholar

  2. Susanne Ozegowski
    View author publications

    You can also search for this author in PubMed Google Scholar

Corresponding author

Correspondence to Leonie Sundmacher.

Rights and permissions

Reprints and permissions

About this article

Check for updates. Verify currency and authenticity via CrossMark

Cite this article

Sundmacher, L., Ozegowski, S. Regional distribution of physicians: the role of comprehensive private health insurance in Germany. Eur J Health Econ 17, 443–451 (2016). https://doi.org/10.1007/s10198-015-0691-z

Download citation

  • Received:

  • Accepted:

  • Published:

  • Issue Date:

  • DOI: https://doi.org/10.1007/s10198-015-0691-z

Keywords

JEL Classification

Search

Navigation