Abstract
Purpose
Financial toxicity is associated with negative patient outcomes, and rural populations are disproportionately affected by the high costs of cancer care compared to urban populations. Our objective was to (1) understand cancer programs’ perceptions of rural–urban differences in cancer patients’ experiences of financial hardship, (2) evaluate the resources available to cancer patients across the rural–urban continuum, and (3) determine how rural and urban health care teams assess and address financial distress in cancer patients.
Methods
Seven research teams within the Cancer Prevention and Research Control Network conducted semi-structured interviews with cancer program staff who have a role in connecting cancer patients with financial assistance services in both rural and urban counties. Interviews were audio-recorded and transcribed. We identified themes using descriptive content and thematic analysis.
Results
We interviewed 35 staffs across 29 cancer care programs in seven states, with roughly half of respondents from programs in rural counties. Participants identified differences in rural and urban patients’ experiences of financial hardship related to distance required to travel for treatment, underinsurance, and low socioeconomic status. Insufficient staffing was an identified barrier to addressing rural and urban patients’ financial concerns.
Conclusions
Improved financial navigation services could mitigate the effects of financial toxicity experienced by cancer patients, particularly rural patients, throughout treatment and survivorship. Future research is needed to improve how cancer programs assess financial hardship in patients and to expand financial navigation services to better serve rural cancer patients.
Similar content being viewed by others
Explore related subjects
Discover the latest articles, news and stories from top researchers in related subjects.Data availability
Data available on request due to privacy/ethical restrictions.
Code availability
N/A.
References
PDQ Adult Treatment Editorial Board. PDQ Financial toxicity and cancer treatment. Bethesda, MD: National Cancer Institute. Updated 06/22/2021. Available at: https://www.cancer.gov/about-cancer/managing-care/track-care-costs/financial-toxicity-hp-pdq. Accessed 08/20/2021
Lathan CS, Cronin A, Tucker-Seeley R, Zafar SY, Ayanian JZ, Schrag D (2016) Association of financial strain with symptom burden and quality of life for patients with lung or colorectal cancer. J Clin Oncol 34(15):1732–1740. https://doi.org/10.1200/jco.2015.63.2232
Nipp RD, Zullig LL, Samsa G, Peppercorn JM, Schrag D, Taylor DH Jr, Abernethy AP, Zafar SY (2016) Identifying cancer patients who alter care or lifestyle due to treatment-related financial distress. Psychooncology 25(6):719–725. https://doi.org/10.1002/pon.3911
Zafar SY, Peppercorn JM, Schrag D, Taylor DH, Goetzinger AM, Zhong X, Abernethy AP (2013) The financial toxicity of cancer treatment: a pilot study assessing out-of-pocket expenses and the insured cancer patient’s experience. Oncologist 18(4):381–390. https://doi.org/10.1634/theoncologist.2012-0279
Kent EE, Forsythe LP, Yabroff KR, Weaver KE, de Moor JS, Rodriguez JL, Rowland JH (2013) Are survivors who report cancer-related financial problems more likely to forgo or delay medical care? Cancer 119(20):3710–3717. https://doi.org/10.1002/cncr.28262
Zahnd WE, Davis MM, Rotter JS, Vanderpool RC, Perry CK, Shannon J, Ko LK, Wheeler SB, Odahowski CL, Farris PE, Eberth JM (2019) Rural-urban differences in financial burden among cancer survivors: an analysis of a nationally representative survey. Support Care in Cancer. https://doi.org/10.1007/s00520-019-04742-z
Charlton M, Schlichting J, Chioreso C, Ward M, Vikas P (2015) Challenges of rural cancer care in the United States. Oncology 29(9):633–640
Sherman D, Fessele K (2019) Financial support models: a case for use of financial navigators in the oncology setting. Clin J Oncol Nurs 23(5):14–18. https://doi.org/10.1188/19.Cjon.S2.14-18
Yezefski T, Steelquist J, Watabayashi K, Sherman D, Shankaran V (2018) Impact of trained oncology financial navigators on patient out-of-pocket spending. Am J Manag Care 24(5 Suppl):S74-s79
Spencer JC, Samuel CA, Rosenstein DL, Reeder-Hayes KE, Manning ML, Sellers JB, Wheeler SB (2018) Oncology navigators’ perceptions of cancer-related financial burden and financial assistance resources. Support Care in Cancer 26(4):1315–1321. https://doi.org/10.1007/s00520-017-3958-3
Bregar AJ, Alejandro Rauh-Hain J, Spencer R, Clemmer JT, Schorge JO, Rice LW, Del Carmen MG (2017) Disparities in receipt of care for high-grade endometrial cancer: a national cancer data base analysis. Gynecol Oncol 145(1):114–121. https://doi.org/10.1016/j.ygyno.2017.01.024
Vanderpool RC, Nichols H, Hoffler EF, Swanberg JE (2017) Cancer and employment issues: perspectives from cancer patient navigators. J of Cancer Educ 32(3):460–466. https://doi.org/10.1007/s13187-015-0956-3
Cancer Prevention and Control Research Network. (2020). Retrieved from: https://cpcrn.org/. Accessed 01/20/2019
US Department of Agriculture. Rural-Urban Continuum Codes. Updated: 12/10/2020 Retrieved from: https://www.ers.usda.gov/data-products/rural-urban-continuum-codes/. Accessed 01/06/2021
Dedoose Version 8.0.35, web application for managing analyzing, and presenting qualitative and mixed method research data (2018) Los Angeles, CA: Socio Cultural Research Consultants, LLC www.dedoose.com
Hsieh HF, Shannon SE (2005) Three approaches to qualitative content analysis. Qual Health Res 15(9):1277–88. https://doi.org/10.1177/1049732305276687
Creswell JW, Poth CN (2018) Qualitative inquiry and research design: choosing among five approaches, 4th edn. SAGE Publications Inc, USA
US Centers for Medicare and Medicaid Services (2020) Eligibility. Medicaid.gov. https://www.medicare.gov/your-medicare-costs/medicare-costs-at-a-glance. Accessed 05/13/2020
US Centers for Medicare and Medicaid Services (2020) Medicare costs at a glance. https://www.medicare.gov/your-medicare-costs/medicare-costs-at-a-glance. Accessed 5/13/2020
National Comprehensive Cancer Network (2020) NCCN distress thermometer and problem list for patients. Retrieved from: https://www.nccn.org/docs/default-source/patient-resources/nccn_distress_thermometer.pdf?sfvrsn=ef1df1a2_4. Accessed 05/13/2020
Hung P, Deng S, Zahnd WE, Adams SA, Olatosi B, Crouch EL, Eberth JM (2020) Geographic disparities in residential proximity to colorectal and cervical cancer care providers. Cancer 126(5):1068–1076. https://doi.org/10.1002/cncr.32594
Lin CC, Bruinooge SS, Kirkwood MK, Olsen C, Jemal A, Bajorin D, Giordano SH, Goldstein M, Guadagnolo BA, Kosty M, Hopkins S, Yu JB, Arnone A, Hanley A, Stevens S, Hershman DL (2015) Association between geographic access to cancer care, insurance, and receipt of chemotherapy: geographic distribution of oncologists and travel distance. J Clin Oncol 33(28):3177–3185. https://doi.org/10.1200/jco.2015.61.1558
Duggan M, Smith A (2013) Cell internet use 2013. Pew ResearchCenter, Washington, DC https://www.pewresearch.org/internet/2013/09/16/cell-internet-use-2013/. Accessed 09/01/2020
Anderson M (2015) The demographics of device ownership. https://www.pewresearch.org/internet/2015/10/29/the-demographics-of-device-ownership/. Accessed 09/01/2020
Greenberg-Worisek AJ, Kurani S, Finney Rutten LJ, Blake KD, Moser RP, Hesse BW (2019) Tracking healthy people 2020 Internet, broadband, and mobile device access goals: an update using data from the Health Information National Trends Survey. J Med Internet Res 21(6):e13300. https://doi.org/10.2196/13300
Federal Communications Commission (2019) 2019 Broadband Deployment Report. Washington, D.C. https://docs.fcc.gov/public/attachments/FCC-19-44A1.pdf. Accessed 09/08/2020
Jacobsen PB, Wagner LI (2012) A new quality standard: the integration of psychosocial care into routine cancer care. J Clin Oncol 30(11):1154–1159. https://doi.org/10.1200/jco.2011.39.5046
Altice CK, Banegas MP, Tucker-Seeley RD, Yabroff KR (2017) Financial hardships experienced by cancer survivors: a systematic review. J Natl Cancer Inst 109 (2). https://doi.org/10.1093/jnci/djw205
Tucker-Seeley RD, Thorpe RJ (2019) Material-psychosocial-behavioral aspects of financial hardship: a conceptual model for cancer prevention. Gerontologist 59(Suppl 1):S88-s93. https://doi.org/10.1093/geront/gnz033
Khera N, Holland JC, Griffin JM (2017) Setting the stage for universal financial distress screening in routine cancer care. Cancer 123(21):4092–4096. https://doi.org/10.1002/cncr.30940
de Souza JA, Yap BJ, Wroblewski K, Blinder V, Araújo FS, Hlubocky FJ, Nicholas LH, O’Connor JM, Brockstein B, Ratain MJ, Daugherty CK, Cella D (2017) Measuring financial toxicity as a clinically relevant patient-reported outcome: the validation of the COmprehensive Score for financial Toxicity (COST). Cancer 123(3):476–484. https://doi.org/10.1002/cncr.30369
Shankaran V, Leahy T, Steelquist J, Watabayashi K, Linden H, Ramsey S, Schwartz N, Kreizenbeck K, Nelson J, Balch A, Singleton E, Gallagher K, Overstreet K (2018) Pilot feasibility study of an oncology financial navigation program. J Oncol Pract 14(2):e122–e129. https://doi.org/10.1200/jop.2017.024927
Palomino H, Peacher D, Ko E, Woodruff SI, Watson M (2017) Barriers and challenges of cancer patients and their experience with patient navigators in the rural US/Mexico border region. J Cancer Educ 32(1):112–118. https://doi.org/10.1007/s13187-015-0906-0
Petereit D, Omidpanah A, Boylan A, Kussman P, Baldwin D, Banik D, Minton M, Eastmo E, Clemments P, Guadagnolo BA (2016) A multi-faceted approach to improving breast cancer outcomes in a rural population, and the potential impact of patient navigation. S D Med 69(6):268–273
Torres E, Richman AR, Schreier AM, Vohra N, Verbanac K (2019) An evaluation of a rural community-based breast education and navigation program: highlights and lessons learned. J Cancer Educ 34(2):277–284. https://doi.org/10.1007/s13187-017-1298-0
Funding
This study was funded by the Health Promotion and Disease Prevention Research Center supported by Cooperative Agreement Numbers (U48-DP005017, U48-DP005053, U48-DP005014, U48-DP005030, U48-DP005013, U48-DP005006, U48-DP005021) from the Centers for Disease Control and Prevention. CHAI Core is funded by the UNC Gillings School of Global Public Health Nutrition Obesity Research Center through NIH (DK056350) and the UNC Lineberger Comprehensive Cancer Center through NCI (P30-CA16086). Victoria Petermann is supported by the Rita and Alex Hillman Foundation and the UNC Lineberger Cancer Control Education Program T32 (T32CA057726-27). Dr. Melinda Davis’s time was supported in part by a Cancer Prevention, Control, Behavioral Sciences, and Populations Sciences Career Development Award from the National Cancer Institute (K07CA211971). The findings and conclusions in this manuscript are those of the authors and do not necessarily represent the official position of the Centers for Disease Control and Prevention, the Hillman Foundation, or the National Institutes of Health.
Author information
Authors and Affiliations
Contributions
Victoria Petermann, Whitney E. Zahnd, Robin C. Vanderpool, Jan M. Eberth, Catherine Rohweder, Lindsay Stradtman, Elizabeth Frost, Erika Trapl, Sarah Koopman Gonzalez, Thuy Vu, Linda K. Ko, Allison Cole, Paige E. Farris, Jackilen Shannon, Jessica Lee, Natoshia Askelson, Laura Seegmiller, Arica White, Jean Edward, Melinda Davis, and Stephanie B. Wheeler all participated in the conceptualization, design, and execution of the qualitative study. Randall Teal and Maihan Vu conducted the qualitative analysis and collaborated in drafting the results. Victoria Petermann and Whitney E. Zahnd collaborated on drafting the manuscript, and all other authors read and provided input on multiple versions of the manuscript. All authors read and provided input on multiple versions of the manuscript.
Corresponding author
Ethics declarations
Ethics approval and consent to participate
All procedures performed in this study were in accordance with the ethical standards of the institutional and/or national research committee and with the 1964 Helsinki declaration and its later amendments or comparable ethical standards. This study was approved by the Institutional Review Board at Oregon Health & Science University and determined exempt by the Institutional Review Boards at the University of North Carolina at Chapel Hill, University of Washington, University of Kentucky, University of Iowa, University of South Carolina, Case Western University. All participants were given an information sheet detailing the purpose of the study, study contact information, their rights as research participants, that all data will be analyzed and presented in aggregate, and any identifying information will be removed from transcripts and quotes.
Consent for publication
Prior to starting the interviews, all participants were given an information sheet and informed that all data will be analyzed and presented in aggregate, and any identifying information will be removed from transcripts and quotes used in publication.
Conflict of interest
Stephanie B. Wheeler has received grant funding paid to her institution from Pfizer Foundation in the past 3 years. All other authors report no conflict of interests.
Additional information
Publisher’s note
Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations.
Appendices
Appendix A. Semi-structured interview guide
The development of the interview guide was informed by reviews of the literature and workgroup members’ clinical and research expertise in cancer-related financial hardship.
CPCRN Rural Cancer Workgroup Interview Guide
Version 9.22.18
I. Overview of Organization and Role
-
1.
Tell me a little bit about [name of hospital/health system/clinic] and your role here.
-
2.
What (if any) role do you have in assisting patients and families who are concerned about the cost of their cancer care?
[Associated costs may include direct medical expenses like co-pays/co-insurance/deductibles and medication costs, as well as non-medical expenses like transportation, housing, childcare, eldercare, and loss of employment.]
II. Patient Experiences and Financial Resources
-
3.
How do you know if your patients have financial concerns?
-
4.
In your experience, how does cancer-related financial distress affect patients? Please share any specific patient examples.
-
5.
Within your organization, what structures/resources/personnel are in place to help patients and their families when they may have concerns about the costs of cancer care?
-
6.
Outside of your organization, what resources, both formal and informal, are you aware of and would recommend to patients with financial concerns?
-
7.
How do you communicate with members of the care team when patients have financial difficulties related to their cancer treatment?
III. Differences between rural and urban cancer patients
-
8.
What, if any, financial burden differences have you noticed between patients from rural areas and those from urban areas?
-
9.
What specific programs/resources, if any, are available to patients who live in rural areas and/or must travel long distances to your hospital/clinic?
-
10.
What obstacles/challenges do rural-residing patients experience in trying to access these resources?
-
11.
What gaps do you see in existing resources available to rural cancer patients?
IV. Conclusion
-
12.
What suggestions do you have for improving the process of addressing cancer patients’ financial barriers to cancer care?
-
13.
What do you consider to be the most immediate need and area for intervening in your community? (i.e., intervention topics)
-
14.
Is there anyone else within [name of hospital, clinic, health system] that you feel we should talk to about the topics we covered today? [If yes, please obtain their name and contact information.]
Rights and permissions
About this article
Cite this article
Petermann, V., Zahnd, W.E., Vanderpool, R.C. et al. How cancer programs identify and address the financial burdens of rural cancer patients. Support Care Cancer 30, 2047–2058 (2022). https://doi.org/10.1007/s00520-021-06577-z
Received:
Accepted:
Published:
Issue Date:
DOI: https://doi.org/10.1007/s00520-021-06577-z