Atlantic Economic Journal

, Volume 9, Issue 3, pp 91–98 | Cite as

The distributional effects usury laws: Some empirical evidence

  • Dwight Phaup
  • John Hinton
Articles
  • 19 Downloads

Keywords

Empirical Evidence International Economic Public Finance Distributional Effect 

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References

  1. D. V. Austin and D. A. Lindsley, “Ohio Usury Ceilings and Residential Real Estate Development,”American Real Estate and Urban Economics Association Journal, 4, Spring 1974.Google Scholar
  2. K. L. Avio, “On the Effects of Statutory Interest Rate Ceilings,”Journal of Finance, 29, December 1974.Google Scholar
  3. N. N. Bowsher, “Usury Laws: Harmful When Effective,” Federal Reserve Bank of St. LouisReview, 56, August 1974.Google Scholar
  4. A. F. Brimmer, “Statutory Interest Rate Ceilings and the Availability of Mortgage Funds,” Supplement to Federal Reserve Bank of Philadelphia,Business Review, June 1968.Google Scholar
  5. D. F. Greer, “Rate Ceilings and Loan Turndown,”Journal of Finance, 30, December 1975.Google Scholar
  6. J. M. O'Brien, “A Case for Market Interest Rate,” Federal Reserve Bank of Philadelphia,Business Review, May/June 1977.Google Scholar
  7. J. R. Ostas, “Effects of Usury Ceilings in the Mortgage Market,”Journal of Finance, 31, June 1976.Google Scholar
  8. -- and F. Zahn, “Interest and Non-Interest Credit Rationing in the Mortgage Market,”Journal of Monetary Economics, 1, April 1975.Google Scholar
  9. H. F. Peters, “The Mortgage Market: A Place for Ceilings?” Federal Reserve Bank of Philadelphia,Business Review, July/August 1977.Google Scholar
  10. P. K. Robins, “The Effects of State Usury Ceilings on Single Family Homebuilding,”Journal of Finance, 29, March 1974.Google Scholar
  11. R. Schafer,Mortgage Lending Decisions, Cambridge: Joint Center for Urban Studies of the Massachusetts Institute of Technology and Harvard University, 1978.Google Scholar
  12. G. M. Von Furstenburg, “Risk Structure and the Distribution of Benefits Within the FHA Home Mortgage Insurance Program,”Journal of Money, Credit and Banking, 2, August 1970.Google Scholar
  13. B. Yandle and J. Proctor, “Effect of State Usury Laws on Housing Starts: Comments,”Journal of Financial and Quantitative Analysis, 13, September 1978.Google Scholar

Copyright information

© Atlantic Economic Society 1981

Authors and Affiliations

  • Dwight Phaup
    • 1
  • John Hinton
    • 1
  1. 1.Union CollegeUSA

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