, Volume 10, Issue 3, pp 249–261 | Cite as

Wife's role in monthly insurance expenditures

  • Vicki Schram Fitzsimmons


This study investigates the wife's role in monthly insurance expenditures of couples who have been married almost 13 years. Although previous research has shown that husbands dominate decisions about insurance, this study indicates that wives are involved in monthly expenditures for insurance. A wife's involvement is greater if she is less sex-role traditional, if her earnings are lower, if her husband's earnings are lower, if her husband's parents shared financial roles, if she perceives that net worth increased over the past 3 years, if she expects finances to be worse off in 3 years, and if she has a high school diploma or less. Involvement also increases with increases in number of children. Further research is essential in enhancing women's economic well-being.

Key words

Financial Management Husband-Wife Roles Insurance 


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Copyright information

© Human Sciences Press 1989

Authors and Affiliations

  • Vicki Schram Fitzsimmons
    • 1
  1. 1.University of Illinois at Urbana-ChampaignUSA

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