Journal of Family and Economic Issues

, Volume 28, Issue 1, pp 3–22

Imagined interactions, family money management patterns and coalitions, and attitudes toward money and credit

  • Myria Watkins Allen
  • Renee Edwards
  • Celia Ray Hayhoe
  • Lauren Leach
Original Paper


This study explores the imagined interactions college students have with their parents about money and credit, their attitudes toward credit and money, the ways they say their parents deal with financial decisions, and the communication coalitions regarding finances they perceive existing within their family. Students’ imagined interaction pleasantness is greatest when parents jointly form a plan for paying off credit card debt and lowest when parents argue. When family coalitions exist, students report more frequent imagined interactions. Imagined interaction frequency and pleasantness are related to credit and money attitudes.


Credit cards Family differentiation Imagined interactions Money management patterns Parent–teen communication 


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Copyright information

© Springer Science+Business Media, LLC 2006

Authors and Affiliations

  • Myria Watkins Allen
    • 1
  • Renee Edwards
    • 2
  • Celia Ray Hayhoe
    • 3
  • Lauren Leach
    • 4
  1. 1.Department of CommunicationUniversity of ArkansasFayettevilleUSA
  2. 2.Department of Communication StudiesLouisiana State UniversityBaton RougeUSA
  3. 3.Department of Apparel, Housing and Resource ManagementVirginia Polytechnic Institute and State UniversityBlacksburgUSA
  4. 4.Family and Consumer Sciences DepartmentNorthwest Missouri State UniversityMaryvilleUSA

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