Advertisement

Journal of Financial Services Research

, Volume 34, Issue 2–3, pp 99–121 | Cite as

Bank Structure Conference Impact Study

  • Douglas D. EvanoffEmail author
  • Philip F. Bartholomew
  • Robert DeYoung
  • Cosmin Lucaci
  • Ronnie J. Phillips
Article

Abstract

The first Conference on Bank Structure and Competition was held at the Federal Reserve Bank of Chicago in 1963. Since that time, the Conference has served to stimulate and disseminate policy relevant research on issues affecting the financial services industry and as a forum for debating the relevant policy issues of the day. We evaluate the impact of the Conference on public policy and the banking and finance literature. We provide a qualitative argument that the Conference has helped promote policy change by showing that major financial reforms were typically discussed years earlier at the Conference. We then analyze data from the Social Science Citation Index and find that the Conference has had a strong and systematic impact on the banking and finance literature.

Keywords

Banking Financial structure Bank regulation Impact study 

JEL Classification

G20 G28 

References

  1. Adams RM, Avery RB, Borzekowski R (2007) The value of location in bank competition: examining the effect of wal-mart branches. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  2. Avery RB, Hanweck GA, Kwast M (1985) An analysis of risk-based deposit insurance for commercial banks. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  3. Barth JR (1991) The great savings and loan debacle. American Enterprise Institute, Washington, D.CGoogle Scholar
  4. Barth JR, Brumbaugh RD Jr, Sauerhaft D, Wang GHK (1985) Thrift institution failures: causes and policy issues. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  5. Beighley HP, Boyd JH, Jacobs DP (1975) Financial structure and the market value of bank holding company equities. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  6. Bernanke BS (2006) Basel II: its promise and its challenges. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  7. Bierwag GO, Kaufman GG (1983) A proposal for federal deposit insurance with risk sensitive premiums. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  8. Boreham GF (1971) Banking competition: a comparative view. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  9. Borokhovich KA, Bricker RJ, Simkins BJ (1994) Journal communication and influence in financial research. J Finance 49:713–725CrossRefGoogle Scholar
  10. Borokhovich KA, Bricker RJ, Simkins BJ (2000) An analysis of finance journal impact factors. J Finance 55:1457–1469CrossRefGoogle Scholar
  11. Boyd JH (1983) Deposit insurance premium setting: its effect on portfolio allocations and risk of insured institutions. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  12. Brown M, Jordan JS, Rosengren ES (2002) Quantification of operational risk. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  13. Buser SA, Chen AH, Kane EJ (1980) Implicit and explicit prices of deposit insurance and the bank capital decision. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  14. Butler LB (1975) An approach to the analysis of bank capital adequacy. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of Chicago Federal Reserve Bank of ChicagoGoogle Scholar
  15. Carey MS, Hrycay MC (2000) Parameterizing credit risk models with rating data: current limits of actuarial approaches. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  16. Chase SB Jr (1971) The bank holding company as a device for sheltering banks from risks. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  17. Eisenbeis RA (1981) Interstate banking: federal perspectives and prospects. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  18. Evanoff DD (1994) Capital requirements and bank regulatory reform. In: Stone CA, Zissu A (eds) Global risk based capital regulations: capital adequacy. IrwinGoogle Scholar
  19. Evanoff DD, Fortier DL (1986) Geographic deregulation of banking: an analysis of the impact. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  20. Federal Deposit and Insurance Corporation (1997) The savings and loan crisis and its relationship to banking. in History of the Eighties: Lessons for the Future. GPOGoogle Scholar
  21. Fraser DR, Rose PS (1975) Branch vs. unit bank behavior in a branch banking environment. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  22. Frieder LA (1984) A framework for discussion of interstate banking. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  23. Frieder LA (1990) The superregional banking challenge: some critical issues. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  24. Gibson WE (1974) Improving the U.S. financial system. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  25. Giddy IH (1984) Underwriting risk for commercial banks: an empirical study. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  26. Gilbert D (1971) Where we stand in implementing the amendments to the bank holding company act. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  27. Goodman LS, Cumming CM, Kumekawa J (1984) Product line regulations for financial institutions: a cross-country comparison. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  28. Gordy MB (2000) Credit VAR and risk-bucket capital rules: a reconciliation. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  29. Greenbaum SL, Taggart R (1975) Bank capital adequacy. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  30. Hancock D, Passmore SW (2005) Basel II competitive implications. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  31. Hao L, Nandy D, Roberts GS (2007) How bank regulations, supervision, and lender identity impact loan pricing: a cross-country comparison. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  32. Herring RJ (2002) The Basel II approach to bank operational risk: regulation on the wrong track. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  33. Kane EJ (1982) S&Ls and interest-rate re-regulation: The FSLIC as an In-place Bailout Program. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  34. Kane EJ (2007) Basel II: a contracting perspective. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  35. Kaufman GG (1991) Implementing early intervention. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  36. Kaufman GG, Mote LR, Rosenblum H (1989) The first 25 years of the conference on bank structure and competition: 1963–1989. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  37. Mingo JJ, Wolkowitz B (1974) The effects of regulation on bank portfolios, capital, and profitability. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  38. Moskow MH (2004) How do banks compete? strategy, regulation, and technology: welcoming remarks. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  39. Pennacchi G (1985) An empirical analysis of bank risk. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  40. Robertson R (1970) The rationale of banking regulation. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  41. Rosenblum H (1980) Interest rate volatility, regulation Q and the problems of thrift institutions. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  42. Santomero AM, Watson R (1975) Optimal capital standards for the banking industry. Proceedings of a Conference on bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  43. Saunders A (1984) Abstract: an economic perspective on bank uniqueness and corporate securities activities. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  44. Seaver WL, Fraser DR (1976) Branch banking and the availability of banking services: a cluster analysis. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  45. Shull B (1972) Multiple-office banking and the structure of banking markets: the New York and Virginia experience. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  46. Shull B (1984) The separation of banking and commerce: an historical perspective. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar
  47. Storrs TI (1984) The case for a rational banking system. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  48. Talley SH (1983) Bank capital trends and financing. Staff Report, Board of Governors of the Federal Reserve SystemGoogle Scholar
  49. Theobald TC (1984) Sharing prosperity: regional interstate banking versus the consumer. Proceedings of a Conference on Bank Structure and Competition, Federal Reserve Bank of ChicagoGoogle Scholar
  50. Tussing AD (1968) Bank failure: a meaningful competitive force? Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of Chicago Federal Reserve Bank of ChicagoGoogle Scholar
  51. United States v. Philadelphia National Bank, 374 U.S. 321 (1963)Google Scholar
  52. Wall LD (1989) Capital requirements for banks: a look at the 1981 and 1988 standards. Economic Review, Federal Reserve Bank of AtlantaGoogle Scholar
  53. Wall LD, Reichert AK, Liang JY (2007) The last frontier: the integration of banking and commerce in the U.S. Proceedings of a Conference on Bank Structure and Competition. Federal Reserve Bank of ChicagoGoogle Scholar

Copyright information

© Springer Science+Business Media, LLC 2008

Authors and Affiliations

  • Douglas D. Evanoff
    • 1
    Email author
  • Philip F. Bartholomew
    • 2
  • Robert DeYoung
    • 3
  • Cosmin Lucaci
    • 4
  • Ronnie J. Phillips
    • 5
  1. 1.Federal Reserve Bank of ChicagoChicagoUSA
  2. 2.International Monetary FundWashingtonUSA
  3. 3.University of KansasLawrenceUSA
  4. 4.Brownson, Rehmus & Foxworth, Inc.ChicagoUSA
  5. 5.Colorado State UniversityFort CollinsUSA

Personalised recommendations