Journal of Family and Economic Issues

, Volume 14, Issue 4, pp 343–364 | Cite as

The effects of perceived locus of control and perceived income adequacy on satisfaction with financial status of rural households

  • Ujang Sumarwan
  • Tahira K. Hira


The purpose of this study is to examine the relationships among selected socioeconomic variables — perceived locus of control, perceived income adequacy, and satisfaction with financial status. Results of the study indicate that age, household income, household net worth, perceived locus of control, and perceived income adequacy are significantly related to satisfaction with financial status. Household income and household net worth have indirect effects on satisfaction through perceived locus of control and perceived income adequacy. Perceived locus of control also has an indirect effect on satisfaction through perceived income adequacy. These findings suggest that counselors and educators should emphasize the importance of perceptions of income adequacy and control over financial aspect in their courses and programs.

Key words

perceived income adequacy perceived locus of control satisfaction with financial status socioeconomic variables 


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Copyright information

© Human Sciences Press, Inc. 1993

Authors and Affiliations

  • Ujang Sumarwan
    • 1
  • Tahira K. Hira
    • 2
  1. 1.Department of Community Nutrition and Family Resources, College of AgricultureBogor Agricultural UniversityBogorIndonesia
  2. 2.Department of Human Development and Family StudiesIowa State UniversityAmes

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