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Moving towards a Pan-European Deposit Guarantee Scheme: How Bank Riskiness Is Relevant in the Scheme

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Bank Risk, Governance and Regulation

Abstract

The recent global financial crisis has highlighted clearly the need for better regulation and supervision of the financial sector. As far as deposits are concerned, savers suddenly realized that different levels and forms of depositor protection co-existed in the EU and following the Northern Rock bank run in September 2007, it was clear that deposit-protection systems in the EU did not function as they should.

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Authors
  1. Giusy Chesini
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  2. Elisa Giaretta
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Editor information

Editors and Affiliations

  1. Università Cattolica del Sacro Cuore, Italy

    Elena Beccalli (Professor and Visiting Professor) & Federica Poli (Associate Professor) (Professor and Visiting Professor) &  (Associate Professor)

  2. London School of Economics, UK

    Elena Beccalli (Professor and Visiting Professor) (Professor and Visiting Professor)

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© 2015 Giusy Chesini and Elisa Giaretta

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Chesini, G., Giaretta, E. (2015). Moving towards a Pan-European Deposit Guarantee Scheme: How Bank Riskiness Is Relevant in the Scheme. In: Beccalli, E., Poli, F. (eds) Bank Risk, Governance and Regulation. Palgrave Macmillan Studies in Banking and Financial Institutions. Palgrave Macmillan, London. https://doi.org/10.1057/9781137530943_3

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