Abstract
A key component in recent legislation is the attention paid to real estate mortgage loans and the collateral issues relating to them. The financial crisis began with the bursting of the real estate bubble that had built up until the mid-first decade of the new century. Thus, in this chapter we will review the major changes that have taken place and continue to occur as a result of the Dodd–Frank Act. Before we do so, we will review the basic concepts of real estate and real estate financing.
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Notes
For an excellent discussion, see Patrick Sargent & Mark W. Harris, The Myths and Merits of MERS (September 27, 2012), www.mondaq.com/unitedstates/x/198874/charges+ mortgages+indemnities/The+Myt….
For a discussion, see Melissa Richards & Neil J. Rubenstein, California Enacts “Homeowner’s Bill of Rights,” a Foreclosure Reform 2.0 Legislative Package (July 30, 2012), www.mondaq.com/unitedstates/x/189642/charges+mortgages+indemnities/California….
The discussion is based on the General Report by Habil Christoph U. Schmid, Habil Christoph U. & Christian Hertel, coordinators, Real Property and Procedure in the European Union (May 31, 2005), www.eui.eu/Documents/DepartmentsCentres/Law/ResearchTeaching/ResearchThemes/EuropeanPrivateLaw/RealPropertyProject/GeneralReport.pdf.
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© 2013 Roy Girasa
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Girasa, R. (2013). Real Estate Financial Regulations. In: Laws and Regulations in Global Financial Markets. Palgrave Macmillan, New York. https://doi.org/10.1057/9781137345462_6
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DOI: https://doi.org/10.1057/9781137345462_6
Publisher Name: Palgrave Macmillan, New York
Print ISBN: 978-1-349-46700-6
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