Skip to main content

Advertisement

Log in

Understanding the strategies rural cancer patients and survivors use to manage financial toxicity and the broader implications on their lives

  • Original Article
  • Published:
Supportive Care in Cancer Aims and scope Submit manuscript

Abstract

Purpose

To explore strategies rural Australians use to cope with the financial consequences of their cancer diagnosis and how that impacts on their lives.

Methods

Twenty adult cancer patients/survivors residing in regional-remote areas of Australia were purposively sampled and participated in audio-recorded, semi-structured interviews. When data saturation was reached, thematic analysis was employed to analyse the data.

Results

Participants were 20–78 years (M=60), 70% female, 35% were undergoing treatment and the remaining 65% had finished treatment within the past 5 years. Three themes provide context to rural financial toxicity-related experiences (travelling to access cancer treatment away from home is expensive, being single or lacking family support exacerbates the financial strain, and no choice other than to adopt cost-saving strategies if wanted to access treatment). Strategies commonly employed to minimise financial toxicity include: accessing travel-related support, changes to lifestyle (buying cheaper food, saving on utilities), accessing savings and retirement funds, missing holidays and social activities, reduced car use and not taking a companion to cancer-related appointments at metropolitan treatment areas. Although cost-saving strategies can effectively increase the ability of rural people to cover cancer treatment-related and other costs, most have broader negative psychological, social and practical consequences for them and their families.

Conclusions

Increasing rural cancer patients’ and survivors’ awareness of various cost-saving strategies and their impact (positive and negative) may decrease their risk of experiencing financial toxicity and unexpected unintended consequences of adopting cost-saving measures.

This is a preview of subscription content, log in via an institution to check access.

Access this article

Price excludes VAT (USA)
Tax calculation will be finalised during checkout.

Instant access to the full article PDF.

Similar content being viewed by others

Data availability

We have control of all primary data and agree to allow the journal to review our data if required.

References

  1. Baldwin AE, Usher K (2008) Going the distance--experiences of women with gynaecological cancer residing in rural remote north Queensland. Int J Nurs Pract 14(4):322–328. https://doi.org/10.1111/j.1440-172X.2008.00705.x

    Article  PubMed  Google Scholar 

  2. Bettencourt BA, Talley AE, Molix L, Schlegel R, Westgate SJ (2008) Rural and urban breast cancer patients: health locus of control and psychological adjustment. Psycho-oncology 17(9):932–939. https://doi.org/10.1002/pon.1315

    Article  PubMed  Google Scholar 

  3. Jong KE, Smith DP, Yu XQ, O’Connell DL, Goldstein D, Armstrong BK (2004) Remoteness of residence and survival from cancer in New South Wales. Med J Aust 180(12):618–622

    Article  PubMed  Google Scholar 

  4. Carriere R, Adam R, Fielding S, Barlas R, Ong Y, Murchie P (2018) Rural dwellers are less likely to survive cancer–an international review and meta-analysis. Health Place 53:219–227

    Article  PubMed  Google Scholar 

  5. Yu XQ, Luo Q, Kahn C, O’Connell DL, Houssami N (2015) Temporal trends show improved breast cancer survival in Australia but widening urban-rural differences. Breast 24(4):524–527. https://doi.org/10.1016/j.breast.2015.03.006

    Article  PubMed  Google Scholar 

  6. Carrera PM, Olver I (2015) The financial hazard of personalized medicine and supportive care. Support Care Cancer 23(12):3399–3401. https://doi.org/10.1007/s00520-015-2922-3

    Article  PubMed  Google Scholar 

  7. Ramsey SD, Bansal A, Fedorenko CR, Blough DK, Overstreet KA, Shankaran V, Newcomb P (2016) Financial insolvency as a risk factor for early mortality among patients with cancer. J Clin Oncol 34(9):980–986. https://doi.org/10.1200/jco.2015.64.6620

    Article  CAS  PubMed  PubMed Central  Google Scholar 

  8. Nipp RD, Zullig LL, Samsa G, Peppercorn JM, Schrag D, Taylor DH Jr, Abernethy AP, Zafar SY (2016) Identifying cancer patients who alter care or lifestyle due to treatment-related financial distress. Psychooncology 25(6):719–725. https://doi.org/10.1002/pon.3911

    Article  PubMed  Google Scholar 

  9. Timmons A, Gooberman-Hill R, Sharp L (2013) “It’s at a time in your life when you are most vulnerable”: a qualitative exploration of the financial impact of a cancer diagnosis and implications for financial protection in health. PLoS One 8(11):e77549. https://doi.org/10.1371/journal.pone.0077549

    Article  CAS  PubMed  PubMed Central  Google Scholar 

  10. Kale HP, Carroll NV (2016) Self-reported financial burden of cancer care and its effect on physical and mental health-related quality of life among US cancer survivors. Cancer 122(8):283–289. https://doi.org/10.1002/cncr.29808

    Article  PubMed  Google Scholar 

  11. Sharp L, Carsin A-E, Timmons A (2013) Associations between cancer-related financial stress and strain and psychological well-being among individuals living with cancer. Psycho-Oncology 22(4):745–755. https://doi.org/10.1002/pon.3055

    Article  PubMed  Google Scholar 

  12. Zajacova A, Dowd JB, Schoeni RF, Wallace RB (2015) Employment and income losses among cancer survivors: estimates from a national longitudinal survey of American families. Cancer 121(24):4425–4432. https://doi.org/10.1002/cncr.29510

    Article  PubMed  Google Scholar 

  13. Gilligan AM, Alberts DS, Roe DJ, Skrepnek GH (2018) Death or debt? National estimates of financial toxicity in persons with newly-diagnosed cancer. Am J Med 131(10):1187–1199.e1185. https://doi.org/10.1016/j.amjmed.2018.05.020

    Article  PubMed  Google Scholar 

  14. Paul CL, Fradgley EA, Roach D, Baird H (2017) Impact of financial costs of cancer on patients-the Australian experience [online]. Cancer Forum 41(2):4–9

    Google Scholar 

  15. Paul CL, Hall AE, Carey ML, Cameron EC, Clinton-McHarg T (2013) Access to care and impacts of cancer on daily life: do they differ for metropolitan versus regional hematological cancer survivors? J Rural Health 29(Suppl 1):s43–s50. https://doi.org/10.1111/jrh.12020

    Article  PubMed  Google Scholar 

  16. Altice CK, Banegas MP, Tucker-Seeley RD, Yabroff KR (2017) Financial hardships experienced by cancer survivors: a systematic review. J Natl Cancer Inst 109(2):djw205. https://doi.org/10.1093/jnci/djw205

    Article  PubMed  Google Scholar 

  17. de Souza JA, Yap BJ, Hlubocky FJ, Wroblewski K, Ratain MJ, Cella D, Daugherty CK (2014) The development of a financial toxicity patient-reported outcome in cancer: the COST measure. Cancer 120(20):3245–3253. https://doi.org/10.1002/cncr.28814

    Article  PubMed  Google Scholar 

  18. Regenbogen SE, Veenstra CM, Hawley ST, Banerjee M, Ward KC, Kato I, Morris AM (2014) The personal financial burden of complications after colorectal cancer surgery. Cancer 120(19):3074–3081. https://doi.org/10.1002/cncr.28812

    Article  PubMed  Google Scholar 

  19. Yousuf Zafar S (2015) Financial toxicity of cancer care: it’s time to intervene. J Natl Cancer Inst 108(5):djv370. https://doi.org/10.1093/jnci/djv370

    Article  PubMed  Google Scholar 

  20. Australian Department of Health (2011) Accessibility Remoteness Index of Australia (ARIA) Remoteness Area (RA). https://www1.health.gov.au/internet/publications/publishing.nsf/Content/ARIA-Review-Report-2011~ARIA-Review-Report-2011-2~ARIA-Review-Report-2011-2-2-3. Accessed 05 Dec 2019

  21. Braun V, Clarke V (2006) Using thematic analysis in psychology. Qual Res Psychol 3(2):77–101

    Article  Google Scholar 

  22. Paul C, Boyes A, Hall A, Bisquera A, Miller A, O’Brien L (2016) The impact of cancer diagnosis and treatment on employment, income, treatment decisions and financial assistance and their relationship to socioeconomic and disease factors. Support Care Cancer 24(11):4739–4746. https://doi.org/10.1007/s00520-016-3323-y

    Article  PubMed  Google Scholar 

  23. Long A, Halkett GKB, Lobb EA, Shaw T, Hovey E, Nowak AK (2015) Carers of patients with high-grade glioma report high levels of distress, unmet needs, and psychological morbidity during patient chemoradiotherapy. Neuro-Oncol Pract 3(2):105–112. https://doi.org/10.1093/nop/npv039

    Article  Google Scholar 

  24. Jagsi R, Ward KC, Abrahamse PH, Wallner LP, Kurian AW, Hamilton AS, Katz SJ, Hawley ST (2018) Unmet need for clinician engagement regarding financial toxicity after diagnosis of breast cancer. Cancer 124(18):3668–3676. https://doi.org/10.1002/cncr.31532

    Article  PubMed  Google Scholar 

  25. Fennell KM, Turnbull DA, Bidargaddi N, McWha JL, Davies M, Olver I (2017) The consumer-driven development and acceptability testing of a website designed to connect rural cancer patients and their families, carers and health professionals with appropriate information and psychosocial support. Eur J Cancer Care 26(5). https://doi.org/10.1111/ecc.12533

Download references

Funding

This project was funded by the University of South Australia Cancer Research Institute and the University of South Australia’s Research Theme Investment Scheme.

Author information

Authors and Affiliations

Authors

Contributions

Xiomara Skrabal Ross: project administration, data collection, data analysis, writing–original draft; Kate M. Gunn: conceptualisation, methodology, funding acquisition, supervision, project administration, data analysis, writing–review and editing; Ian Olver: conceptualisation, methodology, funding acquisition, writing–review and editing.

Corresponding author

Correspondence to Kate M. Gunn.

Ethics declarations

Ethics approval and consent to participate

This study was approved by the University of South Australia Human Research Ethics Committee. All procedures performed in studies involving human participants were in accordance with the ethical standards of the institutional and national research committee and with the 1964 Helsinki declaration and its later amendments or comparable ethical standards. Informed consent was obtained from all individual participants included in the study.

Consent for publication

Study participants provided consent for the publication of de-identified information gained during the study.

Conflict of interest

The authors declare no competing interests.

Additional information

Publisher’s note

Springer Nature remains neutral with regard to jurisdictional claims in published maps and institutional affiliations.

Supplementary Information

ESM 1

(DOCX 30 kb)

Rights and permissions

Reprints and permissions

About this article

Check for updates. Verify currency and authenticity via CrossMark

Cite this article

Skrabal Ross, X., Gunn, K.M. & Olver, I. Understanding the strategies rural cancer patients and survivors use to manage financial toxicity and the broader implications on their lives. Support Care Cancer 29, 5487–5496 (2021). https://doi.org/10.1007/s00520-021-06086-z

Download citation

  • Received:

  • Accepted:

  • Published:

  • Issue Date:

  • DOI: https://doi.org/10.1007/s00520-021-06086-z

Keywords

Navigation