Abstract
The Indian cooperative movement is a century old story which has made phenomenal contribution towards the development of rural sector in India. The key focus of the PACS is to contribute to the agricultural sector of the country. The main objective of the present study is to analyse the position of PACS in the different districts of West Bengal and rank them to understand their relative position in respect of performance. The study for the period 2008–2017 is based on secondary data which uses index to find the position of PACS. The researchers consider thirteen districts of West Bengal selected based on quantum of deposits and availability of data. The findings of the study are based on four parameters like deposits, loans, investment and membership strength of the PACS. The overall ranking of the PACS shows the dominance of the PACS of the districts of South Bengal over those in North Bengal.
This is a preview of subscription content, log in via an institution to check access.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
References
Asher, M. G. (2007). Reforming governance and regulation of urban cooperative banks in India. Journal of Financial Regulation and Compliance, 15(1), 20–29.
Basak, A. (2009). Performance appraisal of urban cooperative banks: A case study. The IUP Journal of Accounting Research and Audit Practices, VII(1), 31–44.
Chalam, G. V., & Prasad, A. (2007). An evaluation of financial performance of cooperative societies in Andhra Pradesh (A study of selected PACS in West Godavari district). Indian Cooperative Review, 45(1), 42–58.
Chander, R., & Chandel, J. K. (2010). Financial viability and performance evaluation of co-operative credit institutions in Haryana (India). International Journal of Computing and Business Research, 1(1), 1–22.
Das, T. (2013). An evaluation of performance of the West Bengal state cooperative bank Ltd.. International Journal of Research in Commerce & Management, 4(2) (February), 131–136.
Dutta, U., & Basak, A. (2008). Appraisal of financial performance of urban cooperative banks—A case study. The Management Accountant, 43(3) (March), 170–174.
Ghosh, P. K., Mitra, A., & Sarkar, S. (2018). An appraisal of performance of Primary Agricultural Cooperative Societies (PACS) in Nadia District of West Bengal. Economic Affairs, 63(4), 891–896.
Jain. (2001). Comparative study of performance of District Central Co-Operative Banks (DCCBs) of Western India i.e. Maharashtra, Gujarat & Rajasthan for the year 1999–2000 from the point of view of net profit/loss. NAFSCOB Bulletin (April–June).
Kulandaiswamy, V., & Murugesan, P. (2004). Performance of PACS—An empirical evaluation. Indian Cooperative Review, 42(2), 122–130.
Kumar, M., & Mehta, V. P. (2018). Performance and Prospects of Primary Agricultural Credit Societies (PACS) in Haryana during 2000–01 to 2014–15. International Journal of Current Microbiology and Applied Sciences, 7(4), 20–32.
Mazumder, R., Chakravarty, C., & Bhandari, A. K. (2014). Recovery performance of primary agriculture credit societies in India: An assessment. IZA Discussion Paper No. 8294, 1–19.
Mishra, B. S. (2009). Research on performance of credit cooperatives. Research World, 6(S6), 5.
Mukherjee, S. (2011). Microfinance through cooperatives: Performance and prospects. International Journal of Research in Commerce, Economics & Management, 1(7) (November), 102–106.
Rachana, T. (2011). Financial inclusion and performance of rural co-operative banks in Gujarat. Research Journal of Finance and Accounting, 2(6), 40–50.
Rakshit, D., & Chakrabarti, S. (2012). NPA management of rural cooperative banks of West Bengal: An overview. Business Spectrum, 1(3) (January–June), 1–39.
Ratna & Nimbalkar, K. (2011). A study of NPA’s—Reference to urban co-operative bank. Golden Research Thoughts, 1(VI) (December).
Selvaraj, A. (2013). Cooperative bank’s performance in Tamil Nadu. Asia Pacific Journal of Marketing & Management Review, 2(6) (June), 95–101.
Shah, D. (2007). Evaluating financial health of credit cooperatives in Maharashtra State of India. University Library of Munich, Germany, MPRA Paper-3949 (July).
Singh, G., & Sukhmani. (2011). An analytical study of productivity and profitability of district central cooperative banks in Punjab. Journal on Banking Financial services and Insurance Research, 1(3) (June), 128–142.
Sinha, A., & Bhattacharyya, A. (2019). Productivity growth assessment of primary agricultural credit societies in West Bengal. Asian Journal of Multidimensional Research, 8(6) (June), 275–284.
Thirupathi, T. (2013). An analysis of financial performance of select primary agricultural cooperative credit societies in Mettur Taluk, Salem District. Research Front, 1(1), 19–24.
Author information
Authors and Affiliations
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2021 The Author(s), under exclusive license to Springer Nature Singapore Pte Ltd.
About this chapter
Cite this chapter
Bhattacharyya, A., Sinha, A. (2021). Assessing the Performance of Primary Agricultural Credit Societies: A Non-traditional Multi-Dimensional Index Approach. In: S., A., Singh, D. (eds) Financial Inclusion in Emerging Markets. Palgrave Macmillan, Singapore. https://doi.org/10.1007/978-981-16-2652-4_7
Download citation
DOI: https://doi.org/10.1007/978-981-16-2652-4_7
Published:
Publisher Name: Palgrave Macmillan, Singapore
Print ISBN: 978-981-16-2651-7
Online ISBN: 978-981-16-2652-4
eBook Packages: Economics and FinanceEconomics and Finance (R0)