Abstract
The application of big data (BD) technology in the field of financial technology is becoming more and more extensive, and its development trends and prospects are becoming wider and wider. The transformation from traditional financial industry to modern information technology is an important challenge currently facing our country. This article analyzes and designs the intelligent management of credit risk from the perspective of financial technology. This article mainly conducts related research on the intelligent management of credit risk through case analysis and data mining techniques. Through systematic testing, it is found that my country's credit risk is worthy of further study. In the past 4 years, the bank's indicators have fluctuated steadily, and the loss rate has been as high as 2%. This requires an intelligent management system to be put on the agenda.
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Xie, T. (2023). The Application of Financial Technology in the Intelligent Management of Credit Risk Under the Background of Big Data. In: Xu, Z., Alrabaee, S., Loyola-González, O., Cahyani, N.D.W., Ab Rahman, N.H. (eds) Cyber Security Intelligence and Analytics. CSIA 2023. Lecture Notes on Data Engineering and Communications Technologies, vol 173. Springer, Cham. https://doi.org/10.1007/978-3-031-31775-0_14
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DOI: https://doi.org/10.1007/978-3-031-31775-0_14
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