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Research on Personal Credit Scoring Model Based on Artificial Intelligence

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Application of Intelligent Systems in Multi-modal Information Analytics (MMIA 2019)

Part of the book series: Advances in Intelligent Systems and Computing ((AISC,volume 929))

Abstract

Artificial intelligence is considered to be the technological commanding height of the next era. At present, after the development of China’s artificial intelligence industry ranks in the United States, its application in the financial field is also in a new stage of rapid development, and affects many aspects of the financial industry, thus strengthening its research is of great significance. The continuous development of artificial intelligence technology has been widely used in many aspects of financial services, which is of great significance for the realization of its modeling, standardization and intelligent development. However, there are still security risks hidden in the application, which requires attention to this. aspects of the research to identify effective measures for risk prevention, this paper analyzes the application of artificial intelligence in the financial sector in the personal credit score.

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Acknowledgement

The paper is a periodical achievement of the 2018 scientific research program of Beijing Institute of Technology, Zhuhai (XK-2018-19).

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Authors and Affiliations

  1. Beijing Institute of Technology, Zhuhai, Zhuhai, 519088, Guangdong, China

    Chengyong Liu, Hueiling Huang & Shangqian Lu

Authors
  1. Chengyong Liu
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  2. Hueiling Huang
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  3. Shangqian Lu
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Corresponding author

Correspondence to Shangqian Lu .

Editor information

Editors and Affiliations

  1. Department of Decision and Information Sciences, Oakland University School of Business Administration, Rochester, MI, USA

    Vijayan Sugumaran

  2. Shanghai University, Shanghai, China

    Zheng Xu

  3. Vinayaka Mission’s Research Foundation, Aarupadai Veedu Institute of Technology, Salem, Tamil Nadu, India

    Shankar P.

  4. Department of Informatics, University of Leicester, Leicester, Leicestershire, UK

    Huiyu Zhou

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Cite this paper

Liu, C., Huang, H., Lu, S. (2019). Research on Personal Credit Scoring Model Based on Artificial Intelligence. In: Sugumaran, V., Xu, Z., P., S., Zhou, H. (eds) Application of Intelligent Systems in Multi-modal Information Analytics. MMIA 2019. Advances in Intelligent Systems and Computing, vol 929. Springer, Cham. https://doi.org/10.1007/978-3-030-15740-1_64

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