1. Regulation in Housing Finance: Bringing Theory to Policy*

   • Stanley D. Longhofer

   OriginalPaper Pages: 259 - 265

2. The Economic Functions of Referrals and Referral Fees

   • Peter F. Colwell
   • Charles M. Kahn

   OriginalPaper Pages: 267 - 296

3. Comment: Policy First, Research Afterward— The History of RESPA

   • John C. Weicher

   OriginalPaper Pages: 297 - 303

4. Comment: The Economic Functions of Referrals and Referral Fees

   • David Fynn

   OriginalPaper Pages: 305 - 307

5. A New Spin on the Jumbo/Conforming Loan Rate Differential

   • Brent W. Ambrose
   • Richard Buttimer
   • Thomas Thibodeau

   OriginalPaper Pages: 309 - 335

6. Credit Scoring and Mortgage Securitization: Implications for Mortgage Rates and Credit Availability

   • Andrea Heuson
   • Wayne Passmore
   • Roger Sparks

   OriginalPaper Pages: 337 - 363

7. Comment: Some Notes of the Effects of Fannie Mae and Freddie Mac on Mortgage Markets

   • Robert Van Order

   OriginalPaper Pages: 365 - 374

8. Comment: Secondary and Primary Mortgage Market Interactions

   • David J. Pearl

   OriginalPaper Pages: 375 - 378

9. Disparities in Mortgage Lending, Bank Performance, Economic Influence, and Regulatory Oversight

   • Keith D. Harvey
   • M. Cary Collins
   • Breck Robinson

   OriginalPaper Pages: 379 - 410

10. Have the Doors Opened Wider? Trends in Homeownership Rates by Race and Income

    • Raphael W. Bostic
    • Brian J. Surette

    OriginalPaper Pages: 411 - 434

11. Comment: Credit Market Access and the Effects of CRA

    • Amy S. Bogdon

    OriginalPaper Pages: 435 - 440

12. Comment: Credit Market Access and the Effects of CRA

    • Michael LaCour-Little

    OriginalPaper Pages: 441 - 442