Abstract
This article presents an analysis that constitutes an approach to the reality on a general solution for the case of mortgage credit in Mexico. Propose ways of real solution, between the financial institutions-debtors, knowing that there are ways to build a real solution, it is believed that is imperative that we be decided and have a real desire for the settlement to a future that is not seen better. Miss more time is to play that there are no longer options or alternatives in the future, or more complicated and costly. The current solutions have become an important part of the problem, because a real solution only have been delayed, postponed. It is usually thought, that the decisions of the mortgage credit belong to the economic and financial sphere; the decision is influenced by the availability of funds, in addition to other restrictions, and institutional policies.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
Preview
Unable to display preview. Download preview PDF.
References
Alton, R.: Gilbert.: The changing market in financial services. In: Proceedings of the Fifteenth Annual Economic Policy Conference of the federal reserve bank of St. Louis. Springer, St. Louis (1992)
Arellano, R., Castañeda, G., Hernández, F.: The fragility of the financial system and its implications on the current account. Mexican economy, new era. Second Half II(2) (1993) (in spanish)
Avalos, M., Hernandez Trillo, F.: Banking Competition .ECLAC, Mexico, United Nations (2006) (in spanish)
Barboza, G., Sandra, T.: Micro Credit in Chiapas, México: Poverty Reduction Through Group Lending. Journal of Business Ethics 88 (supp. 2), 283–299 (2009)
Beliakov, G., Calvo, T., Pradera, A.: Aggregation functions: A guide for practitioners. Springer, Berlin (2007)
Calva, J.L.: Crisis of the debtors, UNAM. Institute of Economic research, Mexico (1997) (in spanish)
Michael, C.J.: Mortgage Mistakes? Demographic Factors Associated with Problematic Loan Application Behaviors; from the issue entitled "Thematic Issue on Family Finance". Journal of Family and Economic Issues 32(4), 586–599 (2005)
Figueira, J., Greco, S., Ehrgott, M.: Multiple criteria decision analysis: State of the art surveys. Springer, Boston (2005)
Fodor, J., Marichal, J.L., Roubens, M.: Characterization of the ordered weighted averaging operators. IEEE Transactions on Fuzzy Systems 3, 236–240 (1995)
Gil-Aluja, J.: The interactive management of human resources in uncertainty. Kluwer Academic Publishers, Dordrecht (1998)
Gil-Lafuente, A.M., Merigó, J.M.: Decision making techniques in political management. In: Lodwick, W.A., Kacprzyk, J. (eds.) Fuzzy Optimization. Springer, Berlin (2010)
Hans-Joachim, D.: Economic research in a financial group in Mexico. Business Economics 43(1), 55–59 (2008)
Gonzales Arrieta, G.M.: Mortgage credit and access to housing for lower-income households in Latin America, vol. 85. Cepal magazine, Mexico (2005) (in Spanish)
Hans-Joachim, D.: Housing Finance in Emerging Markets. In: Regulation and Access to Finance, pp. 83–117. Springer (2011)
Baffoe-Bonnie, J., John: The dynamic impact of macroeconomic aggregates on housing prices and stock of houses: A National and Regional Analysis. The Journal of Real Estate Finance and Economics 17(2), 179–197 (1998)
Lall, S.V., Freire, M., Yuen, B., Rajack, R., Helluin, J.-J.: Urban Land Markets: Improving Land Management for Successful Urbanization. Springer, Heidelberg (2009)
Lea, M.: Structure and Evolution of Housing Finance Systems. ch. 2 (2008), http://ihfp.wharton.upenn.edu/2009Readings/Lea%20-%20Structure%20and%20Evolution%20of%20Housing%20Finance%20Systems.pdf
Martinez, J.L.: Interest Rates and recent developments of bank credit in Mexico (1995-2002). Editorial porrua, Mexico (2005) (in spanish)
Phillips-Patrick, F., Malmquist, D., Rossi, C.: The economics of low-income mortgage lending. Journal of Financial Services Research (1997)
Redstone Akresh, I., Diaz McConnell, E.: Housing Cost Burden and new lawful immigrants in the United States. Springer, USA (2009)
Rivera, E., Schatan, C.: Competition Policies in Emerging Economies Lessons and Challenges from Central America and Mexico. Springer, New York (2008)
Salas, V., Saurina, J.: Credit Risk in Two Institutional Regimes: Spanish Commercial and Savings Banks. Journal of Financial Services Research 22(3), 203–224 (2002)
Author information
Authors and Affiliations
Corresponding author
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2012 Springer-Verlag Berlin Heidelberg
About this paper
Cite this paper
Quintana León, M.B., Serrano Heredia, J. (2012). A General Solution to the Mortgage Loans in Mexico. In: Gil-Lafuente, A., Gil-Lafuente, J., Merigó-Lindahl, J. (eds) Soft Computing in Management and Business Economics. Studies in Fuzziness and Soft Computing, vol 287. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-642-30451-4_17
Download citation
DOI: https://doi.org/10.1007/978-3-642-30451-4_17
Publisher Name: Springer, Berlin, Heidelberg
Print ISBN: 978-3-642-30450-7
Online ISBN: 978-3-642-30451-4
eBook Packages: EngineeringEngineering (R0)