Abstract
FinTech, the phenomenon which spans over the areas of information technologies and financial innovation, is currently on the rise and is gaining more and more attention from practitioners, investors and researchers. FinTech is broadly discussed by the media, which constitutes its understanding and represents social opinion, however, this perception of FinTech should be supported by empirical evidences. Therefore, we examine five Swiss FinTech companies through the lens of the conceptual framework of understanding of FinTech and its dimensions and, by doing so, analyze the nature of FinTech innovations. Thereby, we extend the understanding of FinTech and provide a fruitful soil for further research in this area.
This is a preview of subscription content, log in via an institution to check access.
Access this chapter
Tax calculation will be finalised at checkout
Purchases are for personal use only
References
Zavolokina, L., Dolata, M., Schwabe, G.: FinTech - what’s in a name? In: Thirty Seventh International Conference on Information Systems (2016)
Danneels, E.: Disruptive technology reconsidered: a critique and research agenda. J. Prod. Innov. Manag. 21, 246–258 (2004)
Koellinger, P.: The relationship between technology, innovation, and firm performance—empirical evidence from e-business in Europe. Res. Policy 37, 1317–1328 (2008)
CreditGate24 - Die innovative Direct Lending Plattform. https://www.creditgate24.com/
Creditgate24 100 Kreditprojekte und kein einziger Ausfall. Das grosse Interview mit der Schweizer Peer to Peer Lending Plattform|Der Finanzprodukt Blog. http://www.finanzprodukt.ch/finance-2-0/creditgate24-christoph-mueller-100-kreditprojekte-und-kein-einziger-ausfall-das-grosse-interview-mit-der-schweizer-peer-to-peer-lending-plattform/
Hypo Lenzburg steigt mit CreditGate24 ins Privatkreditgeschäft ein|cash. https://www.cash.ch/news/boersenticker-firmen/hypo-lenzburg-steigt-mit-creditgate24-ins-privatkreditgeschaft-ein-492658
Europe’s Top 10 P 2P Lending Platforms (2016). http://fintechnews.ch/p2plending/europes-top-11-peer-to-peer-lending-platforms/4960/
Neue Anbieter locken mit Krediten zu Tiefstzinsen (2015). http://www.handelszeitung.ch/unternehmen/neue-anbieter-locken-mit-krediten-zu-tiefstzinsen-749313
Häufige Fragen – TWINT. https://www.twint.ch/support/faq/
Top 30 FinTech Startups in Switzerland. http://fintechnews.ch/top-30-fintech-startups-in-switzerland-2/
Gemeinsame Mobile-Payment-Lösung für die Schweiz beschlossen (2016). https://www.twint.ch/gemeinsame-mobile-payment-loesung/
Konkurrenz zu Twint: Postfinance rüstet App auf (2016). http://www.handelszeitung.ch/unternehmen/konkurrenz-zu-twint-postfinance-ruestet-app-auf-988450
Divé, M.: Über uns. http://www.knip.ch/ueber-uns/
Knip in Top 100 der besten Fintech-Unternehmen. https://www.knip.ch/fileadmin/user_upload/2015-12-16_Fintech100_CH.pdf
Knip|crunchbase. https://www.crunchbase.com/organization/knip#/entity
Fintech-Startup Knip erhält 14 Millionen Euro. https://www.knip.ch/fileadmin/user_upload/2015-10-26_Finanzierungsrunde_CH.pdf
Divé, M.: FAQ. http://www.knip.ch/faq/
Fintech-Star Knip bringt Versicherer gegen sich auf (2016). http://www.handelszeitung.ch/digitalisierung/fintech-star-knip-bringt-versicherer-gegen-sich-auf-1058353
Infografik zu InsurTech Finanzierungen inkl. 2 Schweizer Firmen (2016). http://fintechnews.ch/insurtech/infografik-zu-insurtech-finanzierungen-inkl-2-schweizer-firmen/2624/
Leimbach, A.: E-Banking der Zukunft. https://www.contovista.com/static/docs/Handelszeitung.pdf
Contovista lanciert Personal Finance Management Lösung - Erfolgreiche Kooperation zwischen Contovista, Zürcher Kantonalbank und Viseca. https://www.contovista.com/docs/Medienmitteilung.pdf
Contovista - Personal Finance Management for Banks. https://www.contovista.com/index/team
Aduno Group relies on Swiss start-up when it comes to digitisation. https://www.contovista.com/static/docs/201603XY_Media_release_Contovista_eng.pdf
Das sind die besten 100 Startups der Schweiz. http://www.limmattalerzeitung.ch/limmattal/region-limmattal/das-sind-die-besten-100-startups-der-schweiz-130569282
Ethereum Project. https://www.ethereum.org/
Contracts — Ethereum Homestead 0.1 documentation. http://ethdocs.org/en/latest/contracts-and-transactions/contracts.html#what-is-a-contract
What is Ether. https://www.ethereum.org/ether
About the Ethereum Foundation. https://www.ethereum.org/foundation
Ether – der bessere Bitcoin (2016). http://www.handelszeitung.ch/invest/ether-der-bessere-bitcoin-1014121
Wang, B.: Star Citizen Crowdfunding has raised Seven times more than biggest pre-2014 crowdfunding. http://www.nextbigfuture.com/2015/02/star-citizen-crowdfunding-has-raised.html
Sander, M.: Blockchain der Schweizer Ethereum-Stiftung: Ein Sündenfall als Antwort auf einen Hacker (2016). http://www.nzz.ch/wirtschaft/blockchain-der-schweizer-ethereum-stiftung-ein-suendenfall-als-antwort-auf-einen-hacker-ld.110502
Tatar, J.: Is Ethereum Becoming the New Platform for Startups? https://www.thebalance.com/is-ethereum-becoming-the-new-platform-for-startups-4018986
Author information
Authors and Affiliations
Corresponding author
Editor information
Editors and Affiliations
Rights and permissions
Copyright information
© 2017 Springer International Publishing AG
About this paper
Cite this paper
Zavolokina, L., Dolata, M., Schwabe, G. (2017). FinTech Transformation: How IT-Enabled Innovations Shape the Financial Sector. In: Feuerriegel, S., Neumann, D. (eds) Enterprise Applications, Markets and Services in the Finance Industry. FinanceCom 2016. Lecture Notes in Business Information Processing, vol 276. Springer, Cham. https://doi.org/10.1007/978-3-319-52764-2_6
Download citation
DOI: https://doi.org/10.1007/978-3-319-52764-2_6
Published:
Publisher Name: Springer, Cham
Print ISBN: 978-3-319-52763-5
Online ISBN: 978-3-319-52764-2
eBook Packages: Business and ManagementBusiness and Management (R0)