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Risky Credit Card Behavior of College Students

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Abstract

This chapter provides an overview of the credit card practices of college students and identifies specific groups of students who are more likely to be at risk for mismanaging and misusing credit. It specifically highlights findings from one particular study that collected data from a large sample of college students on multiple campuses in the Midwest. In this chapter, educational recommendations are made to financial professionals, who are interested in using this research to develop and provide more effective financial education to college students. Also included is a discussion of emerging research related to college students’ finances and directions for future research.

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Author information

Authors and Affiliations

  1. University of Illinois at Urbana-Champaign, 440 Mumford Hall, 1301 West Gregory Drive, Urbana, IL 61801, USA

    Angela C. Lyons

Authors
  1. Angela C. Lyons
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Editor information

Editors and Affiliations

  1. University of Rhode Island Transition Center, 2 Lower College Rd., Kingston, RI 02881, USA

    Jing Jian Xiao Ph.D.

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Lyons, A.C. (2008). Risky Credit Card Behavior of College Students. In: Xiao, J.J. (eds) Handbook of Consumer Finance Research. Springer, New York, NY. https://doi.org/10.1007/978-0-387-75734-6_11

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