Journal of Banking Regulation

, Volume 16, Issue 1, pp 22–38

Macroprudential regulation and bank performance: Does ownership matter?

Original Article

DOI: 10.1057/jbr.2013.24

Cite this article as:
Ghosh, S. J Bank Regul (2015) 16: 22. doi:10.1057/jbr.2013.24


Employing data on Indian banks for 1992–2012, the article examines the impact of macroprudential measures on bank performance. First, it finds that state-owned banks tend to have lower profitability and soundness than their private counterparts. Next, it tests whether such differentials between state-owned and private banks are driven by macroprudential measures; it finds strong support for this hypothesis.


bankingmacroprudentialcapital adequacyloan classificationprovisioningownershipIndia

Copyright information

© Palgrave Macmillan, a division of Macmillan Publishers Ltd 2015

Authors and Affiliations

  1. 1.Reserve Bank of IndiaMumbaiIndia