Journal of Family and Economic Issues

, Volume 28, Issue 1, pp 3–22

Imagined interactions, family money management patterns and coalitions, and attitudes toward money and credit


    • Department of CommunicationUniversity of Arkansas
  • Renee Edwards
    • Department of Communication StudiesLouisiana State University
  • Celia Ray Hayhoe
    • Department of Apparel, Housing and Resource ManagementVirginia Polytechnic Institute and State University
  • Lauren Leach
    • Family and Consumer Sciences DepartmentNorthwest Missouri State University
Original Paper

DOI: 10.1007/s10834-006-9048-1

Cite this article as:
Allen, M.W., Edwards, R., Hayhoe, C.R. et al. J Fam Econ Iss (2007) 28: 3. doi:10.1007/s10834-006-9048-1


This study explores the imagined interactions college students have with their parents about money and credit, their attitudes toward credit and money, the ways they say their parents deal with financial decisions, and the communication coalitions regarding finances they perceive existing within their family. Students’ imagined interaction pleasantness is greatest when parents jointly form a plan for paying off credit card debt and lowest when parents argue. When family coalitions exist, students report more frequent imagined interactions. Imagined interaction frequency and pleasantness are related to credit and money attitudes.


Credit cardsFamily differentiationImagined interactionsMoney management patternsParent–teen communication

Copyright information

© Springer Science+Business Media, LLC 2006