Abstract
Purpose This study sought to describe Australian systems of income support for people with work disability. Specific aims were to summarise and compare the features of the income support systems, including the rehabilitation and employment services funded or provided by those systems, and factors affecting transition between systems. Further objectives were to estimate the prevalence of work disability in Australia and the national expenditure on work disability income support. Methods A mixed methods project involving collation and analysis of existing publicly available documentation and data, and interviews with 25 experts across ten major systems of income support. The prevalence of work disability and expenditure in each system, and in total, was estimated using publicly accessible data sources. System features and service models were synthesised from data sources, tabulated and compared qualitatively. Results In Australia during the 2015/2016 financial year an estimated 786,000 people with work disability received income support from a Commonwealth, state, territory or private source. An additional 6.5 million people accessed employer provided leave entitlements for short periods of work incapacity. A total of $37.2 billion Australian dollars was spent on income support for these people during the year. This support was provided through a complex array of government authorities, private sector insurers and employers. Service models vary substantially between systems, with case management the only service provided across all systems. Healthcare and return to work services were provided in some systems, although models differed markedly between systems. Income support ranged from 19 to 100% of earnings for a person earning the average weekly Australian wage pre-disability. There is a paucity of information relating to movement between systems of support, however it is likely that many thousands of people with long periods of work disability transition between systems annually. Conclusions This study demonstrates the substantial financial and human impact of work disability on Australian society. Findings indicate multiple opportunities for reducing the burden of work disability, including aligning case management and healthcare service models, and engaging employers in prevention and rehabilitation. The findings suggest a need for greater interrogation and evaluation of Australian work disability support systems.
Similar content being viewed by others
References
Loisel P, Anema JR, MacEachen E, Feuerstein M, Pransky G, Costa-Black K. Handbook of work disability: prevention and management. New York: Springer; 2013.
Hartvigsen J, Hancock MJ, Kongsted A, Louw Q, Ferreira ML, Genevay S, et al. What low back pain is and why we need to pay attention. Lancet 2018;391(10137):2356–2367.
Vos T. Global, regional, and national incidence, prevalence, and years lived with disability for 310 diseases and injuries, 1990–2015: a systematic analysis for the Global Burden of Disease Study 2015. Lancet 2016;388(10053):1545–1602.
Australian Institute of Health and Welfare. Australian Burden of Disease Study: impact and causes of illness and death in Australia 2011. Canberra: AIHW; 2016.
Asfaw A, Pana-Cryan R, Bushnell PT. Incidence and costs of family member hospitalization following injuries of workers’ compensation claimants. Am J Ind Med. 2012;55(11):1028–1036.
Lyons RA, Finch CF, McClure R, van Beeck E, Macey S. The injury list of all deficits (LOAD) framework–conceptualizing the full range of deficits and adverse outcomes following injury and violence. Int J Inj Contr Saf Promot. 2010;17(3):145–159.
Newnam S, Collie A, Vogel AP, Keleher H. The impacts of injury at the individual, community and societal levels: a systematic meta-review. Public Health. 2014;128(7):587–618.
Collie A, Lane TJ, Hassani-Mahmooei B, Thompson J, McLeod C. Does time off work after injury vary by jurisdiction? A comparative study of eight Australian workers’ compensation systems. BMJ Open. 2016;6(5):e010910.
Lippel K, Lotters F. Public insurance systems: a comparison of cause-based and disability-based income support systems. In: Loisel P, Anema JR, editors. The role and influence of care providers on work disability; 2013. New York: Springer. p. 183–202.
International Labour Organisation. World Social Protection Report 2017–2019: universal social protection to achieve sustainable development goals. Geneva: International Labour Office; 2017.
Collie A. Australian workers’ compensation systems. In: Willis E, Reynolds L, Keleher H, editors. Understanding the Australian Healthcare System. 3rd ed. Melbourne: Elsevier Health; 2016.
Bartys S, Frederiksen P, Bendix T, Burton K. System influences on work disability due to low back pain: an international evidence synthesis. Health Policy. 2017;121(8):903–912.
Kilgour E, Kosny A, McKenzie D, Collie A. Interactions between injured workers and insurers in workers’ compensation systems: a systematic review of qualitative research literature. J Occup Rehabil. 2015;25(1):160–181.
Grant GM, O’Donnell ML, Spittal MJ, Creamer M, Studdert DM. Relationship between stressfulness of claiming for injury compensation and long-term recovery: a prospective cohort study. JAMA Psychiatry. 2014;71(4):446–453.
Kilgour E, Kosny A, McKenzie D, Collie A. Healing or harming? Healthcare provider interactions with injured workers and insurers in workers’ compensation systems. J Occup Rehabil. 2015;25(1):220–239.
Brijnath B, Mazza D, Kosny A, Bunzli S, Singh N, Ruseckaite R, et al. Is clinician refusal to treat an emerging problem in injury compensation systems? BMJ Open. 2016;6(1):e009423. https://doi.org/10.1136/bmjopen-2015-009423.
Elbers NA, Collie A, Hogg-Johnson S, Lippel K, Lockwood K, Cameron ID. Differences in perceived fairness and health outcomes in two injury compensation systems: a comparative study. BMC Public Health. 2016;16(1):658.
Reville RT, Schoeni RF. The fraction of disability caused at work. Soc Secur Bull. 2003;65(4):31–37.
O’Leary P, Boden LI, Seabury SA, Ozonoff A, Scherer E. Workplace injuries and the take-up of social security disability benefits. Soc Secur Bull. 2012;72(3):1–17.
Hutlin H, Lindholm C, Moller J. Is there an association between long-term sick leave and disability pension and unemployment beyond the effect of health status?—A cohort study. PLoS ONE. 2012;7(4):e35614. https://doi.org/10.1371/journal.pone.0035614.
Mather L, Blom V, Bergstrom G, Svedberg P. Adverse outcomes of sick leave due to mental disorders: a prospective study of discordant twin pairs. Scand J Public Health. 2017. https://doi.org/10.1177/1403494817735755.
Australian Bureau of Statistics. 6202.0—Labour Force, Australia. Canberra: Australian Bureau of Statistics; 2018.
Braun V, Clarke V. Using thematic analysis in psychology. Qualitative Res Psychol. 2006;3(2):77–101.
AIA Australia. Making a billion dollar difference to people’s lives. Melbourne: AIA Australia; 2016.
iCare. Insurance and care NSW annual report 2015–16. Sydney: iCare; 2016.
Office of Industrial Relations. Queensland Workers’ compensation scheme statistics 2015–16. Brisbane: OoIR; 2016.
Department of Social Services (DSS). DSS demographic data June 2016. Canberra: DSS; 2016.
National Occupational Health and Safety Commission (NOHSC). Type of occurrence classification system. Canberra: NOHSC; 2004.
Australian Prudential Regulation Authority (APRA). Life Insurance and Friendly Societies Reporting Requirements Sydney, Australia: APRA. 2017. http://www.apra.gov.au/lifs/ReportingFramework/Pages/life-companies-reporting-requirements.aspx.
Australian Prudential Regulation Authority (APRA). Superannuation Reporting Framework Sydney, Australia: APRA. 2017 http://www.apra.gov.au/Super/Pages/Superannuation-reporting-framework.aspx.
Department of Social Services. Valuation Report 30 June 2015: baseline valuation. Canberra: Commonwealth of Australia; 2016.
Lane TJ, Gray S, Hassani-Mahmooei B, Collie A. Effectiveness of employer financial incentives in reducing time to report worker injury: an interrupted time series study of two Australian workers’ compensation jurisdictions. BMC Public Health. 2018;18(1):100. https://doi.org/10.1186/s12889-017-4998-9.
Vines P, Butt M, Grant G. When lump sum compensation runs out: personal responsibility or legal system failure? Sydney Law Rev. 2017;39(3):365–397.
Safe Work Australia. National Dataset of compensation based statistics. 3rd ed. Canberra: Commonwealth of Australia; 2004.
Australian Securities and Investments Commission (ASIC). Report 498: Life insurance claims: an industry review. Canberra: ASIC; 2016.
Mazza D, Brijnath B, Singh N, Kosny A, Ruseckaite R, Collie A. General practitioners and sickness certification for injury in Australia. BMC Fam Pract. 2015;16(1):100. https://doi.org/10.1186/s12875-015-0307-9.
Kosny A, Allen A, Collie A. Understanding independent medical assessments—a multi-jurisdictional analysis. Melbourne: Institute for Safety, Compensation and Recovery Research (ISCRR); 2013.
Guide to Social Security Law [Internet]. Commonwealth of Australia. 2018. http://guides.dss.gov.au/guide-social-security-law/1/1/i/10.
Kilgour E, Kosny A, Akkermans AJ, Collie A. Procedural justice and the use of independent medical evaluations in workers’ compensation. Psychol Inj Law. 2015;8(2):153–168.
Cullen KL, Irvin E, Collie A, Clay F, Gensby U, Jennings PA, et al. Effectiveness of workplace interventions in return-to-work for musculoskeletal, pain-related and mental health conditions: an update of the evidence and messages for practitioners. J Occup Rehabil. 2017;28(1):1–15.
Pescud M, Teal R, Shilton T, Slevin T, Ledger M, Waterworth P, et al. Employers’ views on the promotion of workplace health and wellbeing: a qualitative study. BMC Public Health. 2015;15(1):642. https://doi.org/10.1186/s12889-015-2029-2.
AIA Australia. Australia’s Healthiest Workplace Sydney, Australia: AIA. 2017. http://healthiestworkplace.aia.com/australia/eng/.
SuperFriend. Who is SuperFriend Sydney, Australia: SuperFriend. 2017. https://www.superfriend.com.au/.
O’Campo P, Molnar A, Ng E, Renahy E, Mitchell C, Shankardass K, et al. Social welfare matters: a realist review of when, how, and why unemployment insurance impacts poverty and health. Soc Sci Med. 2015;132:88–94.
Garcia-Gomez P, Gielen AC. Mortality effects of containing moral hazard: Evidence from disability insurance reform. Health Econ. 2018;27(3):606–621.
Acknowledgements
Some of the findings reported arise from a study commissioned by the Collaborative Partnership for Improving Work Participation. The Collaborative Partnership is a national effort bringing together public, private and not-for-profit organisations to improve work participation for people with temporary or permanent physical or mental health conditions which may impact their ability to work. The authors gratefully acknowledge the input of Dr Bronwyn Morkham and Professor Natasha Lannin throughout the project. The views and opinions expressed in this report are those of the authors and do not necessarily reflect the views of the project funders or the Collaborative Partnership for Improving Work Participation.
Funding
This study was funded by the Collaborative Partnership for Improving Work Participation via the Department of Social Services, Australian Government.
Author information
Authors and Affiliations
Corresponding author
Ethics declarations
Conflict of interest
Alex Collie, Michael Di Donato, and Ross Iles declares that they have no conflict of interest.
Disclosures
The views and opinions expressed in this report are those of the authors and do not necessarily reflect the views of the project funders or the Collaborative Partnership for Improving Work Participation.
Ethical approval
All procedures performed in studies involving human participants were in accordance with the ethical standards of the Australian National Statement on the Ethical Conduct in Human Research and with the 1964 Helsinki declaration and its later amendments.
Informed consent
Informed consent was obtained from all individual participants included in the study.
Electronic supplementary material
Below is the link to the electronic supplementary material.
Rights and permissions
About this article
Cite this article
Collie, A., Di Donato, M. & Iles, R. Work Disability in Australia: An Overview of Prevalence, Expenditure, Support Systems and Services. J Occup Rehabil 29, 526–539 (2019). https://doi.org/10.1007/s10926-018-9816-4
Published:
Issue Date:
DOI: https://doi.org/10.1007/s10926-018-9816-4